Ask The Experts

The Future of Solar Energy

Solar energy is one of the world's most promising renewable energy sources. The sun is a virtually limitless source of energy, and solar power has the potential to provide a large percentage of the world's electricity needs. Solar technology has come a long way in recent years, and prices for solar panels have fallen dramatically. If you're curious about solar energy, take a look at this guide to learn more about its bright future.

Beginner's Guide to Understanding the Cloud

The cloud is a complex infrastructure that can be tricky to understand. For those who aren’t quite tech-savvy, “the cloud” is simply a term given to database infrastructure that is situated on internet-connected server devices rather than a local drive.

What Are the DWI Laws in Texas?

Most people have heard of the acronym DUI or, driving under the influence. However, some may be unfamiliar with DWI. DUIs typically refers to the act of driving while intoxicated from alcohol consumption. DWI or driving while impaired, is a broader term. Both of these can cause significant harm to others, not to mention your driving record.

High Performance Gifts for Gamers

Video game enthusiasts—known as gamers—are recreational video game players who spend hours at a time gaming. Recreational gamers include people who play games on their smartphones, tablets, gaming computers, and gaming consoles. Gamers can also be professional gamers who play video games for profit. Some stream their gameplay for subscribers, while others compete in eSports tournaments. So whether you're shopping for a recreational gamer or a professional video game player, when you're shopping for a gamer, consider the high-performance gifts described here.

Student Software License for Advanced Analytics Tools

If you are a student, you know all too well how expensive it is to get an education. You pay so much money to get that degree. From tuition to room and board to books to other equipment costs, you are shelling out a lot of cash just to get the things you need to prepare yourself to learn. Of course, these tools are vital for your success, but wouldn't it be nice if they were just a little more affordable? Well, TIBCO agrees with you.

How CBD May Be Able to Help Anxiety

For anyone dealing with an anxiety disorder such as GAD, panic disorder, phobias, or social anxiety disorder, trying new treatments is a sort of second nature. From therapy and prescription medication to various home remedies, it’s only natural for anxiety sufferers to seek relief, no matter how many different tools it takes. 

A Look at 2021's Best Gaming Chairs

Gamers are people who regularly play video games. A gaming chair meets the needs of gamers. Sitting in the wrong chair for prolonged periods can cause discomfort and poor posture. Over time, people may even experience spinal damage and chronic pain.

3 Personal Finance Facts You'll Be Glad You Learned

Personal finance can be intimidating to many people. The reality is that because money can be hard to come by and math isn't everyone's best skill, some people shy away from learning what they can about how to improve their financial situation. If you're like many, you should know that there are ways to learn about personal finance that make things seem quite easy. With the right financial literacy tools and a little experimenting and research, you might be surprised to learn that personal finance and setting a budget can be fun.

How To Complete an MBA Degree Online

If you're considering applying to an online MBA business program, you likely know the pros of continuing your education remotely. Whether you hope to balance your studies with your current job or intend to be a full time graduate student, there are simple things you can do to set yourself up for success in any online MBA program. For things to think about before and during your program, read on.

Business Presentation Tips and Tricks

Business presentations are part of the entrepreneurial journey. At some point, you'll have to pitch an idea, a product, or a service, or to educate and motivate potential investors or customers. Some entrepreneurs even do this when starting company vision, strategy, and goals with new and existing employees. How you present your business plays a crucial role in whether or not you'll be taken seriously in your market space. And so, if you're getting ready for one, you need to be adequately prepared. If successful, you'd be able to leave a long-lasting impression on your target group and can translate into growth in consumers and revenue. Here are some things to consider in a business presentation.

Why Software Companies Encourage Students to Download Free Licenses

If you're a college student, there are a lot of educational discounts and deals that you can take advantage of while you're enrolled in school. For example, interlibrary loans between major academic institutions offer you the opportunity to check out and read or view pretty much any published content that you can't find online. You may also qualify for student discounts on computers and computer peripherals from major manufacturers like Apple or Dell, too.

4 Beauty Trends We’re Looking Forward to in 2021

As this year comes to a close, all eyes are set towards 2021. With any new year, different trends take the beauty industry by storm. Though this year has been challenging in many ways, there are still new beauty trends to look forward to in 2021. It's reported that the United States has one of the biggest beauty and cosmetic industries in the world, which makes U.S. beauty innovations especially exciting. There's something for everyone in this year's beauty trends, ranging from skincare (sun protection, dry skin care, cleansing pores, and more) to the latest hairstyles. Keep reading for beauty inspiration and to stay on top of these four beauty-inspired trends for next year.

4 Tips for Surviving Nursing School

Nursing school can be a tough ride. The practical elements and reservoir of knowledge that you must cultivate during this time are immense tasks. But nursing school ends in the most spectacular of all graduations. You get to advance directly into the field of your calling as an RN or Nurse Practitioner and begin treating patients. This is particularly pressing during the uptick in coronavirus cases and the new hope of a vaccine on the horizon.

Thoughtful Gift Ideas for People in Their 30’s

Now that it's the holiday season, you might find yourself looking for gifts for the thirtysomethings in your life. While no two people are the same, there are some common gifts and gift ideas that might make more sense for certain ages and stages in life.

How to Incorporate Exercise Into Your Chronic Care Plan

According to the Center for Disease Control and Prevention (CDC), as many as six in ten adults living in the United States have a chronic disease and as many as four in ten have more than one. Chronic diseases such as heart disease, diabetes, chronic lung disease, stroke, cancer, etc. are the leading cause of disability and the death of the patient in the U.S. Keep in mind that these numbers don’t even take chronic conditions such as hypertension, arthritis, Multiple Sclerosis (MS), asthma, or chronic back pain into account.

 The good news? There are lots of chronic care management strategies to help with chronic conditions. 

What to do if Your Car is Totaled In a Truck Accident

Being involved in a car accident can be a traumatic experience. In the aftermath of the accident, you will have a lot to deal with. The foremost priority is making sure that you are OK. If you have been in a recent truck accident you need to make sure that you are healthy.

5 Things to Know Before Dating a Scorpio

Scorpio season is almost upon us. Are you prepared? Taming a Scorpio sign may not be easy, but getting to know them can be. They're known to be one of the most passionate, intense, and complex signs of the zodiac. They can also be controlling, rigid, and slightly unforgiving at times. Every sign has its signature traits and determining your compatibility is easy when you research your sign in combination with your partners. When you're considering dating as emotional of a sign as Scorpio, you definitely need to be prepared before you get serious. Let's breakdown everything you need to know before dating a Scorpio.

Safe Finder: 3 Ways to Remove It

Safe Finder is a browser hijacker. This is a type of unwanted program that changes a web browser's settings without the user's permission or sometimes even their knowledge. A browser hijacker may change your home page, switch your default search engine with another, redirect your search queries, install unwanted add-ons, or even bombard your computer with ads.

5 Ways to Engage in Activism

You've been vegan since you were born, you devoured The Teenage Liberation Handbook in high school, and you've attended every BLM protest this year (you were the person handing out hand-sanitizer like candy). But are you a True Activist? Here are some small and not-so-small ways to increase your activism, so you can keep making the world a better place one conversation (and one fruit!) at a time.

5 Tips for Losing Weight the Healthy Way

Diets have become a huge part of our culture, but with so many diets out there it can be very difficult to understand which routes to weight loss are the healthy ones. There are numerous ways to lose weight fast, but they are not always safe. Many are often left feeling hungry when they try the starvation diet, causing them to feel unsatisfied and quit. But if you decide to treat weight loss as a journey and stick to a lifestyle instead of a diet, you can find great success.

5 Bargain Shopping Tips That’ll Save You Hundreds

Let’s get real about it — the COVID-19 pandemic has not only devastated the health and safety of the entire world, but it has also had an immense financial toll on individual countries. Whether or not you’ve been personally financially affected by the pandemic, you’re most likely not unshaken by its effects.

3 Signs of a Weak Immune System

Health can be tricky to get right. It seems like there are countless think pieces and advice columns telling you what to do to be healthier, but the fact of the matter is that sometimes lifestyle changes aren't enough to address more serious underlying conditions.

Choosing a Jeweler: A Beginner’s Guide

Unlike shopping for clothing, buying new jewelry often requires a bit more planning and consideration. After all, if you're going to a high-end jeweler, you're probably looking to make a sizable investment. Whether you're purchasing fine jewelry like a wedding band or are considering a gift for a significant other, it's a good idea to do some research before shopping at a jewelry store.

Everything You Need to Know Before Applying to a Nursing Program

If a career in nursing interests you, then you should be excited. Working to save lives and improving patient health is a fantastic job. However, have you thought about the path you will take to get there? Because you can take various paths before becoming a registered nurse (RN), it can be confusing to know where to start.

Who Qualifies for Military Aid?

If you are considering going back to school or getting an online MBA degree, you are more than likely taking a close look at your finances to determine whether it is a feasible option for you. College is a huge financial commitment and that can often deter people from enrolling in a degree program. If you served in the United States military, you may be eligible for substantial financial aid through GI Bills, according to MBACentral. Learn more about military aid and who can qualify for it.

5 Things You Can Do to Prepare for College

Everyone is intimidated when it comes time to prepare for college. The amount of pressure placed on students to get into the best school is immense. No matter how prepared you are, it's inevitable that surprises and questions will occur along the way, but you can ease a lot of that stress if you prepare appropriately for the challenges ahead.

How Often Should a Student Be Tutored?

Parents always want what's best for their children. You do everything you can to make sure you're setting your child up for a great life. Hiring a tutor is a great way to ensure your kids are ready for an upcoming test, college admissions exam, or entrance tests for specialty programs. If you're considering hiring an online tutor for your child, you might be wondering how often they should work with your student.

Three Courses to Take Before Babysitting

To be a successful babysitter, parents will have to be able to trust you. You can help improve your reputation by taking certain courses related to childcare and first aid to make yourself stand out from the crowd. Keep reading to see three courses you can take to prove that you’re a trustworthy babysitter and give parents peace of mind.

Make Your Grandmother Feel Extra Special

There's an old Italian proverb that reads: "If nothing is going well, call your grandmother." She deserves your honor, especially and uniquely, whether she’s a seasoned granny with many caring and loving years or a first-time grandma. Our busy lives normally get in the way of showing special people how much we love them in our lives.

Rewarding Jobs That Help Others in Different Ways

It's anyone's dream to have a job that does some good in the world, but there are only so many charitable organizations and positive NGO's to go around. What if there were other jobs out there that are as rewarding for you as they are for those around you? Here are some fresh ideas for how to find a job that helps those around you in different ways than you might initially think.

Ultimate Checklist for New eCommerce Business Owners

The day tech visionaries of the past prophesied about when everything would be done via computers is here today. With the whole world going digital, eCommerce is a great way to go into business for yourself. Starting a venture online is also considerably cheaper than opening a brick-and-mortar business. In addition, subscriptions have also become increasingly popular with consumers, making selling products online easier.

SEO for Beginners: Here’s Why You Need a Plan

If your business isn't relying on the benefits of a great SEO company, then this should be your next big move for the second quarter of 2020. Countless businesses, big and small, have managed to use SEO services to their advantage. But what is SEO and why do you need an SEO plan in the first place? Here's what you should know about SEO when you're ready to grow your business and reach new customers.

Tips for Cutting Your Prescription Bills in Half

I'm a college freshman in my second semester, and everything with COVID-19 has really started to affect me. With all of my school work being run remotely, I feel like I've lost the support system of having my friends in person to grab dinner with or hang out in the quad with in between classes. Worst of all, moving home to be with my parents has meant sharing a cramped house with my younger siblings as well as my mom and dad. I'm sleeping on the couch since my old room was given to my younger sister when I went to college. My mom has really bad asthma, too, so everyone's more on edge than usual. All of this has made me more anxious and I'm worried I might have depression, too. I've been talking to an online counselor who's suggested I take some anti-depressants, but my family's worried about the cost. How can I save money on my prescription bills?

 First of all, take a deep breath! This global pandemic is affecting everyone differently, and it's important to recognize that you shouldn't be expected to be maximizing this time to its fullest or able to cope with the drastic way it's altered life overnight. That being said, if your online therapist thinks that getting on an antidepressant such as Zoloft would be helpful, you can listen to their advice and consider taking medication. Having the right medication can make a world of difference when it comes to dealing with mental health issues.

5 Reasons to Buy a Lab Grown Diamond Engagement Ring

Lab-grown diamonds—also called man-made diamonds, diamond simulants, and lab-created diamonds—are a sustainable and affordable alternative to earth-mined diamonds. By replicating the earth's natural processes, diamond experts have created diamond simulants that share the same chemical, physical, and optical properties as natural diamonds.

How to Legally Launch a Successful CBD Business in 2020

The cannabis market is booming. The growth for CBD has been tremendous and is predicted to grow to 20 billion dollars by 2024. There are a lot of brick and mortar businesses as well as online CBD stores popping up all over America. Want to get into the action? There are a few things you need to know before you can successfully open a legal CBD business in America.

5 Reasons to Join the Healthcare Field

 

When choosing a career, there's a lot to take into account but many people find healthcare to be rewarding both emotionally and financially. The healthcare industry employs over 18 million people across a wide variety of disciplines. The perception is that getting into healthcare requires an expensive graduate degree, but that's just not the case. There are a wide variety of careers in healthcare that don't involve becoming a doctor.

5 Questions to Ask When Buying a Used Car

Buying a used car can be intimidating because you don't want to end up paying for something that is unreliable. Some people are too timid to ask direct and possibly uncomfortable questions about the history and condition of the vehicle. However, regardless of whether you are buying from a used car dealer or a private seller, you need to ask questions before committing to buy a vehicle.

Business Students: What's the Difference Between KPI and OKR?

You've no doubt heard plenty of the acronyms used in almost every company, from KPI to OKR and beyond. Learning these concepts can be tricky, especially when KPI and OKR seem so closely intertwined. How do they align with your business goals and company strategy?

15 Words and Phrases Every College Student Should Know

Educators and students in degree programs alike understand that the transition from high school to college is a major shift. As such, you may not be as familiar with the jargon that your fellow college students use, let alone students in PhD programs.

Tackling Tinnitus

I'm still young, so I try not to worry too much about my health or what things will be like when I'm elderly. Lately, though, something's really been bothering me. I'm worried about my hearing. I can hear just fine all day long — that's not the problem. The issue is that, when it's very quiet, I can hear a noise. It sounds kind of like a whine or a high-pitched ringing. It's not super loud, but I can hear it. It's making it harder for me to sleep. I'm not just staying awake because of the noise, either: I'm lying awake and worrying. I'm thinking that, if my hearing is already getting messed up while I'm a college kid, then how bad will it be when I'm an adult? I'm kind of freaking out. Experts, please help!

Being young is a wonderful thing, and you shouldn't let worries about your future ruin your present. But you shouldn't completely ignore your future and your long-term health, either. No matter how carefree you may be — or want to be — you need to take responsibility for yourself and your future. 

Jobs for People Who Love Working With Their Hands

I'm a recent college freshman who can't stand sitting at a desk. The thought of sitting in a cubicle every day for forty hours a week is horrifying to me. I'm currently undecided in my major and I'm wondering what sorts of careers are a good fit for me if I love to work with my hands. While I'm fine taking my general education courses and other pre-requisites for the rest of this semester, I do need to be able to declare a major during my sophomore year in order to graduate on time. What are a few jobs I should consider if I want to have a more active role at work once I graduate and enter the workforce?

You aren't the only one. In this century, most people associate joining the workforce with spending a lot of time in a chair, behind a computer. Thankfully, there are many opportunities out there that could still get you on your feet. 

3 Ways Students Can Make the Most of Broadway

When you have a gift for the arts, it can be hard to find a foothold in the "real world." Practical, well-meaning people will advise you that you need to set your sights on a more realistic dream. Maybe even your parents are cautioning you to come up with a backup plan in case your dreams of stardom don't quite pan out the way you expect them to.

Health Care Coverage Options for College Students

Many young people think that serious health issues could never happen to them. After all, college-aged students are in the prime of their life. Some college students are athletes while even more have never had a health incident in their two decades of life. Additionally, access to healthy food, on-campus gyms, and the occasional online CPR course are making it increasingly easy for students to maintain their health or make changes to live a healthier life.

5 Things to Know Before Launching a Film Production Company

You're a die-hard cinephile and have always been fascinated with the art of filmmaking; you've decided to channel that passion into a career and launch your own film production company. But you should know that running a film production company is not easy. It involves a lot of time, hard work, commitment, and hustle. Here are some key things you should know before you start.

5 Easy-to-Start Business Ideas

 

Entrepreneurship is a dream that millions of people have, but many don't achieve. One of the main things that stop people from starting their own business is lacking the necessary funds. It makes you question all of those stories of old about people who built their empire from the ground up with a dollar and a dream.

 

Should You Buy or Rent?

It's a question that's existed for as long as there have been homes to buy and rent: What should you do, buy or rent? The debate rages on all around the world, and it's easy to see why. Both buying and renting have their own distinct advantages and disadvantages, and there is simply no one right answer to the buying-versus-renting debate.

Depression: Symptoms, Causes, and Treatment

Depression is a serious mental health issue that can occur at any point in life. However, adolescents and adults may experience depression differently. Teenagers often experience social hierarchies and expectations, academic pressure, bullying, and puberty which can affect how they perceive themselves and warp their mental health.

5 Things You Should Do Immediately After a Car Accident

Car accidents are unfortunately common with over 6 million occurring per year in the US. These can happen at any time to even the most careful drivers, and they're incredibly stressful at the moment and potentially for long afterward.

Best College Laptops

I’m going to be starting college soon, and I’m just not sure which laptop to choose. I know I want something that’s good for classes but I also do some gaming. What kind of speed and memory do I need? I also wonder about the best screen size and how much I should expect to pay.

Everyone’s idea of a perfect laptop is different, depending on their needs and interests. Before you start looking at all the options, consider exactly what you will use your laptop for.

The Best VPN Services for 2020

Virtual Private Networks, or VPNs, are used to help keep your data safe while browsing the internet. When deciding between VPN companies there can be many variables between them to consider, like account security, internet privacy, how the service affects your internet connection speed, and customer service amongst others.

I Just Lost My Job and Need Health Insurance

You just lost your job and health insurance coverage. Finding yourself suddenly unemployed is a difficult and stressful situation. You have a number of things weighing on your mind, including finding a new job and how you’re going to pay your bills. And on top of that, you have to find a new health insurance plan. Where do you begin your search for new coverage?

Coping With the Incarceration of a Loved One

My family member was recently incarcerated. People have started asking where they are and I’m not sure how to answer. Visiting prison seems intimidating, and I’m worried that failing to visit to stay in touch with them will deteriorate our relationship. How do I cope with the incarceration of a family member and maintain a healthy relationship with them during their sentence?

You’re not alone. According to the Bureau of Justice Statistics, approximately 2.2 million adults were held in jails and prisons at the end of 2016. In other words, for every 100,000 citizens in the United States, about 655 faced incarceration.

6 Health Insurance Options For College Students

When we start our college experience, most of us are young and don’t have much money, so it can be tempting to skip health insurance altogether. If you’re tempted, resist. Good insurance is a crucial safety net at any age.

After the Crash: Steps to Take After a Car Accident

Did you know that up to 1.25 million people die in car accidents each year? The World Health Organization also notes that up to 50 million people suffer from injuries sustained in car crashes, many of which can lead to long-term disability.

How Much Are Motorcycle Batteries? A Buyer’s Guide

Motorcycles are incredibly popular in the U.S. Out of every 36 people you meet, one has a bike of their own. Given the landscape of America, it’s easy to understand why. With over 3.7 million square miles to explore in this expansive country—from the coasts of California to the Everglades in Florida—the lure of hopping on a powerful bike and feeling the wind in your hair is hard to resist.

A Weight on Your Mind

I’ve been feeling really down in the dumps lately, it’s because of my weight. I’ve always been the “fat kid,” but things have gotten way worse for me since I got to college. I’ve gotten really obese, and it makes me miserable. I have the way that I look and feel. Feeling awful hasn’t really helped me get skinnier, though. When I feel lousy, I just eat more and give up on my exercise goals. Experts, I feel so lost! What can I do?

When it comes to health, weight can be a tricky issue. While experts agree that there are risks to being overweight or underweight, it’s also true that people can be healthy at a wide range of different weights. Furthermore, experts agree that it’s possible for people to be too concerned about their weight and their appearance, and for this to cause mental health issues.

Traveling to Hawaii? Fun Facts to Know

When planning a vacation to Hawaii, you’ll likely be enamored by the sprawling beaches, swaying palm trees, and abundant natural resources. This destination is home to a deep traditions, friendly locals, and stunning vistas. Whether you relax at a resort or spend your trip hiking around the diverse natural landscape, this island state has something for everyone.

Liftoff for a Lifestyle Business

I’ve still got a few years before I graduate from college, but I’m already thinking about ways to make a living. Don’t get me wrong, I love college, but the idea of making my way in the world really excites me, especially when I think about starting a business and trying to make my mark as an entrepreneur. I’ve known that I wanted to start a business for a long time, but I haven’t always known what kind of business I want to found. I’ve been thinking hard about that lately, and I think I have an idea. One of my big passions in life is health. I’m always trying to eat right, exercise, and find the latest and greatest supplements and vitamins. So I thought maybe I’d start one of those businesses that sells vitamins and workout supplements and stuff like that. But I don’t want to jump into anything I don’t totally understand. Can you tell me a bit about how these sorts of businesses work, and how I could find out more about them?

Your focus on the business side and your wise decision to research before you start your company are going to give you some advantages as you tackle the major challenge of starting a business.

 

The Best Games for Baseball Fans

Baseball is a beautiful game to watch. It’s also a wonderful game to play, and that joy extends to all sorts of variations and spin-off games. With that in mind, we put together this guide to the wide and wonderful world of baseball games. Here’s what you should be playing when your favorite team isn’t.

Iceland: All the Adventure, None of the Crowds

 

I’m a student studying history with a particular interest in Nordic cultures. Ever since a young age, I’ve found myself consuming all sorts of information about countries like Finland, Denmark, and Norway. I’ve taken a few trips to places like Holland, MI to learn more about the Netherlands and Dutch culture in North America, but I’ve found myself missing out on a true Icelandic experience. I’ve enrolled in an exchange program to get to travel to Iceland and other Nordic territories, but don’t want to get caught up in large crowds that take away from the experience. Where can I explore Iceland tourist-free?

It's understandable that you would want to avoid tourist traps if you're already a big fan of a country's culture and geography.

Sleeping Soundly

I’m enjoying most things about being in college, but there’s one thing that’s been really rough: I’m not getting good sleep anymore! When I was in high school, I could head home after baseball practice and fall asleep almost immediately. Now, I get back after classes or after a party and stare at the ceiling for what feels like (and sometimes is!) hours. Is it that I’m not getting enough exercise? Is it the unfamiliar surroundings? Please, experts, tell me how I can get better sleep!

Sleep is something that’s easy to take for granted when it comes easily. But, as you’re experiencing, getting lousy sleep makes it easy to realize just how important sleep has been all along.

The Difference Between Prime Power and Standby Power

I'm in my first year of business school and I live with an engineering student on campus. He was telling me about the importance of understanding how different generators work, in case I ever need to source a generator for my business. I want to have a broad understanding of the technical and ideological knowledge necessary to own and operate my own business someday. What should I know about the differences between different types of generators?

Whether you're purchasing a generator for emergency use in disaster scenarios or to power your cabin or RV, there are many models to choose from.

Investing in Assets  

I’m a college senior this year, and graduation is getting closer for me. It’s starting to feel very real! I’m excited to get out there into the “real  world,” but I’m also really scared about some things. A big thing for me is saving for retirement. I expect to have a decent job, but I know that saving spare change is not enough to get most people to retirement. And I know that I should put money into my 401(k) and stuff like that, but I’m worried that all of that won’t be enough, either. Is there another part of the equation that I’m missing? Experts, please help me make a good plan!

Retirement planning is something that a lot of Americans struggle with, and they struggle with it at all ages.

Top Tech You’ll Want to Take Camping

Camping can be a rather rugged experience, bringing you closer to nature and your natural element as a human without the luxuries of modern society. That being said, it doesn’t mean that you’ve got to ditch all of your tech when you go camping.

How Much Is Too Much?

I have a friend that I’m pretty worried about. We met when we were freshmen, and neither of us had ever really drank or done drugs before. We started partying that year, and we both had a lot of fun. Now that we’re sophomores, though, I’ve noticed that my friend is drinking more than ever and had even tried some drugs that I would never touch. I’m still partying from time to time myself, but it’s not the same as what he’s doing. He’s drinking much more often, and even on weekdays. He’s mixing drugs and alcohol. And he doesn’t seem to understand why I’m not “keeping up,” or why I’m concerned about his behavior. I think maybe he’s veering into substance abuse territory, but I’m not sure how to know. Maybe I’m just being a nerd about things — though I don’t really think I am! Experts, can you help?

Having a friend or a loved one who is using excessive amounts of alcohol or drugs can be a very distressing thing. You’re right to worry about your friend: It sounds as if his partying has grown out of control.

What to Know About Cremation

I’m a student taking a personal finance course, and as part of our curriculum we have discussed estate planning. I know that part of that involves planning your will and funeral, but I honestly haven’t ever considered what I’d like to have done with my body once I die.  Some of my classmates have talked about getting their bodies cremated, but I don’t know much about that process. What do I need to know about cremation?

In the United States, cremation services have quickly outpaced traditional burials.

Why a Liberal Arts Degree Is Better for Your Career

Some people love to hate on the liberal arts degree. They might claim these degrees are useless and don’t lead to good jobs after college. That’s simply not true.

What Happens To Us After We Die  

I do not mean this in a religious or metaphysical sense, but what happens to us after we die? I am pretty lucky — I’ve never been to a funeral or had a relative die or dealt with that in my immediate family. I definitely know that won’t always be true. But I don’t like being so ignorant of something that affects everybody. I am curious, and because I’m an English major, I can’t exactly find the answers I’m looking for in my reading for class. So, what happens to us? Funerals, burials, cremations, all that stuff: How do they happen?

In general, one of three things happen once people die. First, they are buried; second, they are cremated; or third, they donate their body to medical research and science.

 

The Medical End of End of Life 

I am a pre-med student in my second year. I want to become a doctor, maybe specialize as an internist. However, I have a question that I’m really nervous about and I don’t know how to bring it up to my professors. I do not know how doctors are involved in end-of-life care. The fact is that, as a doctor, especially as a specialist, you will probably have to deal with people at or near death. I’m kind of squeamish about the idea, which makes asking even more nerve-wracking. What if I get to medical school and I find that it is not something I can do? I feel like this would be a safe neutral place to ask: how are doctors involved in end-of-life care? Do they just write death certificates or do they do more than that? What do they do when a patient dies?

That is a great question. If you are not involved in the medical field, or if you have never had to care for a relative at the end of their life, it can seem like a mystery. Certainly, if you want to go into the medical field, you should have a thorough understanding of what your responsibilities may be.

Computer Science Pathways  July 14

I am a new student, having just started at a university after transferring from a community college. I am really interested in computer science. My community college had a few IT tracks, but I want to move into something more advanced for my major. The thing is, it’s a huge university and there are a ton of options for classes, paths, and directions to take. I’m a little unsure of which I should choose. What are some different pathways I can take with a computer science degree?

Computer science is a huge and ever-growing field, with hundreds of specialties to choose from.

Pre-Law Practicing   July 9th

I’m a pre-law student in Southern California. I am pretty sure I want to go to law school, but I know how competitive it is. It goes way beyond the LSAT, right? So I’m looking for ways to stand out. I’m also looking for ways to gain experience before going to law school, so that I will have a better idea of what I could study. What are some tips and tricks you would give for somebody looking to gain a little experience before going to law school?

Law is a great field, but law school is a very big (and very expensive) commitment. If you are going to commit to going, you want to be sure that you’ll like what you are doing and that you’re aware of where your career might take you.

How to Care for Your Smartphone Without Going Broke

Experts, I recently bought a new smartphone. I love it! But I’m also kind of freaking out. This smartphone is the most expensive thing that I own, and I worry that I’ll break it or mess it up somehow and end up having to pay a whole lot of money to fix it or get a new one. Maybe I should have just bought a cheaper phone, but it’s too late for that now. So what should I do, other than be really careful with this thing?

Smartphones are everywhere these days, and they make our lives much easier. With a smartphone in hand, we can manage everything from our social lives to our bank accounts.

Boosting Your College Startup  April 11

My friends and I have built an app that is supposed to be used by landlords to help with sublets. Basically, think a combination of Airbnb and Zillow: short-term contract rentals without too much hassle. The only problem is, we want to expand beyond our college town, but there’s only three of us and we can’t go into every rental office in America. How can we increase our business presence, without overreaching ourselves?

It is not easy to run a start-up, especially while you are in college.

Unleashing Entrepreneurial Enterprise  February 10

I’m a student entrepreneur. I have always been interested in entrepreneurship and innovation, but I am looking forward to starting my own business after graduation. However, I have to admit that I am a little bit intimidated by the prospect of it. I do not come from a background like some of my classmates, and though I have the ambition and the drive, I do not know anyone in my family or close circles who has started a business. Where should I look for inspiration and mentorship as I pursue this path?

It can be especially difficult for somebody who has not been around many private businesses to gain a foothold as an entrepreneur. Fortunately, the world is full of people who, with a little bit of entrepreneurial wit and grit, managed to turn their passions into profitable enterprises.

Emulating Rehab Pros  January 31, 2019

I am studying construction project management at university. I am from a city with a lot of old houses, and I am thinking about starting a business to rehab and sell them. The city is growing and there are a lot of young people moving in. Since I have the skills to be a general contractor, I think this might be a good idea to pursue. Is this a good idea, or am I building my life on a shaky foundation?

Your idea sounds like an interesting one.

Subtle Difference-Makers for Your Small Business' Reputation

January 9, 2019

I’m a small business owner. In my business, we deal a lot with other businesses — we offer outsourced solutions for things like payroll and tax services. I’m incredibly proud of the business I’ve built and the people I’ve built it with, and I think we do amazing work. I also think we are extremely professional. But I’m a little worried that we don’t always come across that way — professional, I mean. I don’t think we look sloppy, exactly, but I’m always thinking about the impressions we make with prospective clients and customers. Our longtime customers know that we do great work, but how can we show potential new customers that when we meet with them?

Congratulations on the growth of your business! It sounds like you’re enjoying some well-earned success. Of course, you’re right to acknowledge that you can always improve your business — and starting with the impression you make on potential customers seems like a great place to start, given your concerns.

Finding A Therapist  December 5

I think I need therapy. I’ve been putting off going to a therapist for a long time, but I feel like I’m running out of excuses. First I said I didn’t need therapy because I was going to get through a tough time on my own, but that hasn’t worked out so well. Later, I said therapy was too expensive. I still kind of feel that way, but now I don’t care— I need help. Finally, I said that I didn’t know how to get a therapist that I could trust. I’m afraid of just walking into some stranger’s office. That last reason is sticking with me, and I feel overwhelmed when I try to think about finding the specific therapist who will work for me.

Experts, how should I go about finding a therapist? What can I do to make sure that the therapist I get is the right fit for me? Please help!

Therapy can be an immensely powerful way to cope with mental health issues of all kinds. You’re very wise to seek out a therapist, and we’re sure that it is going to help you.

Hawking An Australian Abode  November 23

I am a dual citizen of the US and Australia, going to college in the United States. My siblings (all older) and I recently lost our mother, and with it we have decided to sell her house. We are going to split the costs and profits of selling it. My brother and sister are in Australia, but while living and studying in the United States I don’t know how I will be able to help, since I already went to the memorial and don’t want to take a semester off to find a buyer. I have never, obviously, been involved in selling international property. Furthermore, I don’t know what my tax liability is. Is there any tax liability? What is your advice here?

Selling a home is hard, especially after the death of a parent or family member.

Making Money While Abroad   November 14

You go to college to follow your dreams, right? Well, that’s exactly what I did: I am getting a degree in creative writing, and next year I have a job lined up as an au pair in Paris. It’s literally my dream. I love children, and when I’m not caring for the boy, I will be able to write in the City of Lights. The only problem is money. Being an au pair doesn’t pay very much, and I am a little worried about my financial situation in the next few months, especially as I start to pay back my loans. Should I look for a second job in France? What do you recommend I do?

It sounds like you are living life to the fullest! But even if you are living your dream, life is still life, and your financial circumstances are rooted in reality.

Staying Safe on Your Motorcycle  November 2

When I was a kid, I was obsessed with motorcycles. I wanted to ride one when I grew up — if not sooner! I couldn't wait to have a motorcycle of my own and drive it everywhere I went. But as the years went by, I never really fulfilled my dream. I went to college and got a job and drive a boring car everywhere. I still thought motorcycles were cool, but I was worried they were too impractical and dangerous. Now that I have enough money saved to buy a motorcycle, though, I'm starting to rethink things once again. But the safety thing concerns me. Experts, how dangerous are motorcycles, really?

Motorcyclists know that there's no other feeling in the world quite like riding a motorcycle. Unlike cars and other enclosed vehicles, motorcycles put their riders out in the world, where they can take in breathtaking unobstructed views on scenic rides and really feel every mile of the road.

Your Mental Health Matters  October 31

Experts, how do I know when I should seek therapy? I know that's a very broad question, but lately I've been wondering if I should get professional help. I don't think I need professional help, exactly, but I think maybe it would be beneficial. I'm able to live my life, but I worry a lot: I get anxious and stressed and, sometimes, a little depressed. And I'm worried that I'm too reliant on some of my friends to listen to me when I get upset and complain about things. One of my friends has even told me that she would prefer I went to a therapist with some of my concerns instead of her. But I also have some hang-ups about therapy, I guess — I don't want to feel like a crazy person, or anything. Experts, what do you recommend?

Our recommendation is simple: you should heed your friend's advice and go get yourself a therapist.

Estimating the Menace of Mold  October 10

My roommates and I recently found mold in our house. It’s in the basement and a lot of the walls on the first floor have mold in them. We rent it from a local landlord, and the local landlord is… not great. It looks like the house hasn’t been taken care of in a while. We reached out to them and they sent someone over to look at it, but they haven’t done a full cleaning yet. While we wait, we’re wondering if we should move out or stay with friends. How dangerous is it if we say? When they do send people in to do a cleaning, what will happen? I just want to know, in case we have to move all of our stuff.

Mold can be a serious problem. It depends on the mold, but they can range from merely messy to totally toxic.

Understanding IP Addresses  October 1

Okay, this question might be a little silly: I'm not tech-savvy, sorry! But I'm kind of weirded out by IP addresses. I don't really understand what they are, but I do know that my IP address is something that identifies my computer (right?) — so I always assumed that it was private, or only available to certain trusted people and organizations, or something. But my little brother has been teasing me lately, because he knows my IP address somehow. He knows I'm a little ignorant about computer stuff, so I think he's just having a little fun with me, but it's still unnerving. If my brother can get my IP address, who else can? It may just be a joke, but it makes me worry that I'm not protecting my computer enough. Experts, can you help?

Your brother is indeed just having a bit of fun with you, but you're wise to note that the implications here can run a bit deeper than a juvenile gag.

A Fix for Sagging Floors  September 4

I go to college in my hometown, and live with my folks to save money. Now that I’m a junior, they’re leaving me in charge of the house. They bought an Airstream trailer and took off to New Jersey a few weeks ago. However, the house is pretty old, and I’m starting to notice that the floors in the kitchen are tilting badly enough that it’s noticeable. It’s weird because the house sits right on the ground, and we don’t have a basement. Winters here are pretty bad (I live in Illinois), so I’m worried that when it gets colder (and wetter), we’re going to be in serious trouble. Still, I wonder if I’m ready to take on a project like this. What should I do to fix the issue? Who should I call?

How do you keep things stable? For a lot of students, this is a question of juggling a job and schoolwork, or maybe a long-distance relationship on top of college friends and social commitments.

Can You Buy Tobacco Online?  August 30

I'm a smoker, and I'm not ashamed of it! I really enjoy smoking, both for its effects (I feel like I can concentrate better and relax better when I smoke — I know those seem like opposite things, but it's true!) and for the actual practice of smoking, which I really enjoy (I like the rituals of cigarette smoking and the way it feels to have a cigarette in my hand and take a drag). I'm happy with my decision — for the most part, anyway. The one area in which I'm not super happy with my smoking is its cost! I live in a city that taxes cigarettes at a really high rate, and my smoking habit is really cutting into my budget. I don't know many other smokers, but while I was chatting with a fellow smoker outside a restaurant the other day, he mentioned buying tobacco online. I see that there are places online that sell tobacco, but I'm a little uneasy: can you actually buy tobacco online? Is it legal? Are there regulations that make it sketchy to mail smokable substances, and can I get in trouble for circumventing my city's tobacco tax? Experts, I hope you can help!

Our city, state, and federal governments have put up plenty of hurdles for law-abiding smokers, so it's not hard to see why the idea of ordering tobacco online gave you pause for a moment. But the good news here is that the short answer is yes.

The Perfect Gift for That New Special Someone  August 27

At the end of last year, I started dating a guy who lived in my dorm. We kept talking through the summer, and we even traveled to see each other. Now the school year is starting up again, and he just told me that he wanted to keep dating. I’m really happy. I like him a lot — he is fun, smart, and he loves to travel. I really want to get him something. Nothing big. Just something that says “you’re special,” that would be good for somebody I’ve only been seeing for a few months. What do you think I should get?

Your burgeoning relationship sounds wonderful. We are more than happy to help you find the right gift to let that new someone know they are special.

Are Online Degrees Worth Pursuing  August 16 

How valuable is an online degree in this day and age? I know that online degrees are common now, but I’m never sure how much people respect them. It seems to me that people my parents’ age (or older) would assume that an online degree is worth less than one from a “real” college. Do you think that’s true, or am I just being paranoid? I’m considering getting an online graduate degree while I work in business (probably finance/economics type stuff, since that’s what I’m studying as an undergrad), because I think I’m too busy to go to school full-time at a traditional university. But I don’t want to waste money or go with an inferior option. Experts, please help!

You’re right to point out that online schools are more common than ever.

Ways to Look Your Best    August 16

I don’t like the way I look! I feel like my friends are more attractive than I am, dress better than I do, and just come across sexier, classier, and more put together. I don’t think I have very low self-esteem, but I do feel like I’m missing something. How can I look my best? What am I doing wrong?

We hope you’re not being too hard on yourself! Looks can be a sensitive subject for many of us, and it’s easy to lose sight of reality when we’re critiquing ourselves in the mirror.

How Engines Work  August 15

I’ve never been a real hands-on type of guy, but I wish I were more handy with fixing stuff. I’m most interested in cars, actually: I would love to be one of those guys who can tune cars and diagnose problems! Unfortunately, I don’t even know where to start. I have no idea how engines work or what to look for when something is going wrong. Experts, can you give me a crash course? I don’t expect to become a certified mechanic overnight, but I wish I knew enough to not embarrass myself when I go to the mechanic.

The overwhelming majority of Americans own cars, but how many of us us really know how they work? Your goal to learn a bit more about the vehicles that get you around is a good one, and you’ll be happy to know that acquiring a working knowledge of how cars work isn’t as difficult as you may think.

Fashion and Sustainability   August 13

I’m increasingly worried about where my clothes come from. I read somewhere that fashion is the second or third most polluting industry on Earth. Is that true? I try to shop for good brands — especially ones that treat their workers well – and be conscious about buying only what I need. None of that can change the fact, though, that my clothes are shipped from all over the world, and that an $8 T-shirt is, well, cheap. What should I do? What are some of the ways that I can make my fashion choices more earth-friendly?

Sustainable fashion has become an fashion industry buzzword — with good reason. Consumers have become more aware of the environmental footprint of their clothing than they were even a few years ago.

Side Hustles  August 3

I live in a typical college town, and the rent is driving me nuts. It goes up every year. I don’t really have the wherewithal to start working on the side as a fry cook or dishwasher. I really want the experience of working, though. I also need those few hundred extra bucks a month, because I know I’ll end up paying more for it if I borrow through student loans or something like that. What are my options for online businesses? What is your advice for finding side hustles that throw off a few hundred extra bucks a month?

Your goal is admirable and not impossible. You have realized that you need to invest in your career skills and reach financial goals. Lots of people never even get to this point.

Aspiring Journalist Seeks Travel Tips  July 11

I need some insight from experienced international travelers. I’m a rising senior at UCLA going into my last year of college. I was awarded a ten-week fellowship to study abroad in Geneva, Switzerland during this upcoming fall semester. That’s why I need some guidance. I plan to travel to a handful of European and Nordic countries doing research for my senior thesis, which explores how digital technologies impact civic engagement. This problem is that I’ve only left the US once before and it was for vacation. In other words, I’m a total novice. What are the most important things to know before traveling for research work? And what am I supposed to do with my belongings while I’m gone? It wouldn’t make sense to ship it home or anything because I’ll need it when I get back.

You should consider yourself extremely fortunate because the chance to conduct research abroad is very rare, especially for an undergraduate student.

Copywriting as a Career Choice  July 2

 

I could use some guidance. I’m a recent college graduate trying to figure out the best career path. My bachelor’s degree is in psychology and I had a minor concentration in marketing. The original plan was to graduate and then land a job with an ad agency. However, now that I’m having a hard time finding a job, I’m wondering if I should adjust. My older brother said I’d have a hard time getting one, especially if I wanted to become a copywriter. That’s why I need some insight. Is my brother right? Are my plans unrealistic in terms of launching a career? I’ve heard that college graduates are having a harder time than ever landing jobs.

Selecting the right career path after college is no trivial decision. Society would have you believe that the transition ought to be seamless, but we know better than that.

Planning a Successful Survey  June 19

I could use some guidance. I recently graduated from college and started a new job at a local non-profit. The organization is committed to economic development in low-income communities. I was a volunteer with the organization throughout college, so it made perfect sense to continue working there after graduation. This past week, however, I was given the responsibility of planning the data collection for our annual survey. The survey is the one of the biggest projects we have, which means this is a huge deal. The only problem is that I don’t know too much about survey planning and/or data collection. I feel like I’m way out of my league. Any insights that might aid me would be much appreciated.

It already sounds like you’re well on your way to a fulfilling career, especially because it combines a righteous cause with both intellectual and moral rigor. There’s no shortage of disadvantaged peoples and exploited communities in dire need of compassionate help.

Landlording For Dummies  June 19

Hey, experts--I could use some extra insight. I recently graduated from college and landed a job as a property manager. I’m supposed to move to Washington, DC, early next month to get started. I’m excited and nervous about starting my first job. I already have some transferable skills from being both a resident assistant and an assistant community manager throughout college. That being said, I still feel a little out of my league, especially because my older brother likened it to being a landlord. Is that a totally accurate statement? I always thought landlords had more extensive powers, but I could be wrong.

Anxiety surrounding your very first career job is absolutely normal. Our first significant forays into the professional world are almost always uncertain, which means it’s only natural to get nervous about the outcomes.

Capturing the Moment  June 13

One of my favorite things in my dorm room is my photo wall. I’ve had a photo wall since middle school, actually, so this is a long-running tradition for me. I print out photos of my friends and family (and “borrow” them from my parents’ photo albums, too) and I put them on my wall with double-stick tape to create a big collage of photos. Seeing photos of the people I care about makes me happy! It doesn’t make my roommate happy, though. She’s nice about it, but I can tell that she’s not happy with my choice of decor. And I kind of understand: it’s definitely a little casual, I guess. I think I’d like to class it up a bit, but I really do want photos of my loved ones to decorate my room. What should I do?

There are a lot of ways to capture moments of joy shared by you and your friends in wall displays other than the photo collage that you’ve been using--if, in fact, that is what you want to do!

Your Past Matters  June 13

I know that we’re living in the age of information, but sometimes it weirds me out just how much our reputations can follow us these days. It seems like everything we post online and everything we do in our private lives can be discovered somehow, and that our future employers and others will find out. Experts, how can I make sure that my decisions now don’t affect my future?

There are plenty of reasons to be concerned about the ways in which we are tracked in the modern world. However, it’s also important to understand that our decisions and our pasts have always mattered--and that our mistakes can cost us for a long time.

Building a Bustling Web-Based Business  June 6

I’m going to be a senior next year. I’m already tired of the prospect of looking for a job. I want to bust out. I’ve always been savvy with money, so I’ve thought about starting a business. I figure if I start it now, I can have something pretty significant by the time graduation rolls around, and I can grow it by focusing on it and living off of money I’ve saved. Plus I can do something that I like, rather than working for “the man.” I go to school in the middle of nowhere, and that’s my concern. Anything I need to do, I need to do online, and there is already so much online I don’t know how to stand out. What are your tips for getting noticed and finding my niche, in the constraints of college?

How do you start and grow a business online? How do you rise above the din so that customers can find you? It is a question every entrepreneur has to ask.

Advancing Careers with Advanced Degrees  May 23

I’ve enjoyed my college education immensely, and I wouldn’t trade the years I’ve had here for the world. But now that I’m headed toward graduation, I can’t help but feel that I’m ready to get out of here and get to work! Weirdly, though, I feel as if I’m the only one: a ton of my friends are headed to graduate school rather than into the working world. I haven’t ruled out graduate school entirely, but I want to get some work experience first. But I’m a little nervous that I’ll be less competitive for the jobs I want because of my lack of higher degrees. Experts, how important is graduate school?

A graduate degree can open doors to new job titles, speed career advancement, and make you more appealing as a first-time job applicant. But it’s not equally necessary in all fields. What, if anything, can we say about graduate degrees in general?

Ways to Stay Healthy  May 22

For most of my life, I was one of “those people” who could eat whatever the heck they wanted and never gain weight. It was awesome! However, it was also not destined to last forever. The other day, I noticed that I was looking a little chubbier than usual. I managed to put off my “freshman fifteen” for a couple of years, but it seems that it arrived, and I’m not thrilled by that at all! So, I’m looking for some tips--not just diet tips (though I guess I wouldn’t mind some of those, too), but also lifestyle tips for my post-graduation life. I know I’ll be busier when I’m out in the world and have a full-time job, so I’m worried that my newfound ability to gain weight is going to catch up with me in a big way. Experts, can you help?

We sure can! First, congratulations on your commitment to stay thin and healthy. If you continue to focus on your health throughout your life, you’ll reap incredible benefits. You’ll live longer, you’ll have fewer medical issues than you otherwise would, and you’ll enjoy feeling more energetic and happy!

However, before you can get all those benefits, of course, you’ll need to do the things it takes to stay healthy. So, what does that mean?

Healthy Diet, Healthy Life  May 14

I’m fat, and I’m sick of the way it makes me feel. I feel tired and worn-out, almost like I’m sick. I can’t run far or do a lot of physical activity. I hate the way I look. Enough is enough, so I’ve decided that I’m going to change the way I eat and get thin once and for all. But, to be honest, I don’t know where to start. I know that people say fad diets don’t work, and that there aren’t shortcuts to eating well. I wish there were! I really want to lose weight fast. But if I can’t do that, I at least could use some help figuring out how to eat healthy in whatever way these anti-fad-diet people are talking about. I don’t know the difference between organic foods and “GMOs” and all of that stuff. Can you help?

First of all, congratulations on taking control of your health. While your frustration with your weight is understandable, the important thing here is that you are making the decision to get healthy.

Supplement Safety  April 24

I have a friend who swears by supplements. You know, the “natural supplements” and other over-the-counter pills and powders and whatnot that are supposed to make you feel better or sleep better or gain more muscle or… whatever. I’m a little skeptical; however, my friend is convinced. I’m not sure how to dissuade her from taking all these weird supplements. What can I do?

Let’s back up for a minute, and examine a premise you seem take for granted: is there anything illegitimate about supplements and natural remedies?

Understanding Economies of Scale  April 19

I saw something on the news about Amazon’s deal with the United States Postal Service recently. I’m not sure I understand everything that’s going on with it, but I have to say that I find it kind of fishy that Amazon can afford to deliver stuff to me so cheaply. My parents have Amazon Prime, and they use it to ship things to their house or to me at my dorm all the time. The two-day shipping is free, so Amazon is paying for it, but all the stuff on Amazon is still so cheap. How can this be? Is Amazon ripping off the United States Postal Service, like some people are saying?

We don’t get political here at Ask the Experts, so we’ll have to let you make up your own mind about how fair or unfair Amazon’s business practices and deal with the United States Postal Service are. However, we can give you the background you’ll need to analyze everything.

The Power of Water  April 18

My childhood home is in rough shape. While I’ve been away at college, my parents have been dealing with flooding problems in the basement. It’s not a burst pipe or anything; the water comes in from outside, somehow. It apparently ruined a bunch of our stuff, and could even cause structural issues in our house, if it’s not repaired soon. My parents aren’t too interested in home improvement and that sort of thing. So, while they’ve been quick to hire people and get everything fixed, they haven’t really explained to me how this is all happening. However, I’m curious--how can a basement just flood? It’s not like we live on a lake or anything.

Basements are a part of many houses in the United States, but they can present unique risks on a property--especially when it comes to water damage.

Big Purchases, Small Bank Accounts  April 18

I’m graduating soon, and I’m already worried about my finances. One thing that I keep thinking about is the fact that I have some big expenses coming up that are going to be unavoidable. If I go where I expect to for work, I need to rent a place to live, buy a car, and get stuff like furniture ASAP. On top of that, my girlfriend and I are planning to get engaged very soon, which means I’m going to have to spend big on an engagement ring. All of that is really going to add up, and I don’t plan to have a ton of money anytime soon. How can people make big purchases with small bank accounts? I don’t want to end up in a ton of debt!

It’s not always easy to get started after college on a tight budget.

Debating New Versus Used Car  April 12

I could use some guidance. I’m a college senior who’s graduating at the end of May, with a degree in sociology. I already have a job lined up in Sacramento, which means I’m planning to move there and start my life as a full-fledged adult. I was lucky enough not to need a car during my time as an undergraduate. I hitched rides with friends and use Uber most of the time. The former won’t be possible, since I don’t know anyone out there yet. The latter won’t be cost-effective, especially for commuting to work. My parents think I should look into leasing a new car, but my roommate said it’d be a lot cheaper to get a used car off of Craigslist. My parents don’t know this, but I lapsed a bunch of credit card payments last year, so my credit score isn’t the best. With that in mind, what options do I really have?

Deciding whether to get a vehicle isn’t easy. There are multiple factors you should take into consideration before coming to any kind of conclusion.

The State of Prototyping!  March 26

I could use some guidance. I’m a freshman in college studying civil engineering. Two classes this semester are way more difficult than I expected them to be. I probably shouldn’t have registered for both this semester, but there’s no going back now since add/drop period is over. One class is focused strictly on emerging trends in business, which is fun but also intense because it requires a lot of good research and teamwork. The assignment this week is fairly hard. We’re supposed to suggest the state of prototyping as a practice/technology and include some relevant examples. The scholarly articles that I’ve found through library resources are pretty limited, so I need help with a brief overview.

You might not realize it, but prototyping, otherwise known as additive manufacturing, has a rich history that goes back almost 40 years.

Making Ends Meet  March 26

I’m not a wealthy person, and given my college major and career plans, I don’t think I’m going to be super wealthy in the future. That’s okay with me, and I plan to live pretty frugally and carefully to ensure that I can be comfortable and as financially secure as possible for as long as I live. But I know that financial problems aren’t always predictable, and I’m a little concerned that my lower income will make me more prone to financial issues. Experts, can you give me some advice for avoiding financial problems and for overcoming them if and when they arise?

It is certainly easier to make ends meet on higher salaries, and there are those whose limited income makes things nearly impossible.

The Power of Logos  March 19

I found myself buying a shirt with a logo on it the other day, and I realized I was paying more to have the little emblem on my chest when I wear the shirt. I actually pay more to show off this shirt company’s brand, and I’m happy to do it! That got me thinking: how do logos like this work in our brain? Why am I more comfortable with a product that has a logo, even to the point where I’d voluntarily show it off on my chest wherever I go? Experts, lay it on me: what’s the deal with logos?

Brands in general--and logos in particular--are powerful tools for companies. They’re also surprisingly useful from a consumer perspective, though they can be used for both good and ill.

Real Estate and Rentals  March 15

I’m curious about real estate and renting. I’m not so much wondering about the renter’s side of the bargain--as a college student, I’m already living that part. I’m more curious about the idea of owning a property and renting it out in order to make money. It seems to me that in areas like ours, landlords can make a lot of money by owning properties and renting them out. They can then take their profits and invest them in more properties, making more and more money as they acquire more and more properties and tenants. How does a person get involved in real estate and renting?

It’s certainly true that there is money to be made in real estate and renting.

Graduation Gift  March 9

I could use some help. My older brother is graduating in May with his degree in biology. He’s been a pretty flawless student throughout college, which paid off, since he was accepted into a bioinformatics program at the University of British Columbia in Vancouver. Our whole family is incredibly proud of him, especially our grandma and grandpa. My dad called me yesterday asking for ideas that would help my parents decide on a graduation gift. I wasn’t expected them to ask for my advice. In fact, when my dad called, I had to confess that I thought they already decided on a gift. We brainstormed together and eventually agreed that a bike might be a good idea. My dad asked me to do a little research into biking in Vancouver and whether it’s a practical gift. I need some guidance on that.

Using a bicycle as a primary mode of transportation is almost always a better choice than the more conventional route of car ownership, which is exorbitant by comparison and also further promotes inactivity in what’s already becoming an increasingly sedentary society.

Young People and Vaping  March 9

 

What’s with “vaping?” Is it just me, or has it become way more popular with my generation as we’ve been growing up? I know people younger than me who vape, and a few who are a few years older, but it seems to me that nobody my parents’ age is vaping. Is it a generational thing? And, if so, what might this mean in terms of laws and health and stuff like that? I remember being told not to smoke cigarettes as a kid, but nobody ever told me not to vape.

Vaping didn’t exactly come out of nowhere, but there’s no denying that it has gained a great deal of popularity in a relatively short time.

Getting Confident In My Career Choice  March 7

I could use a second opinion. I’m a senior expecting to graduate in a couple months with a degree in psychology and a minor in childhood development. I was originally planning to go into social services, but having investigated much more about it while searching for jobs, I’ve decided that it probably isn’t right for me. I’ve been spending the past few weeks researching different careers that would still let me work closely with kids and help them become better adults. There are a lot of options out there. Counseling was something really interesting that I hadn’t considered, even though there were school counselors available throughout most of my childhood education. I’m wondering if I should get an advanced degree in counseling before applying for those jobs. Would that make me a more appealing candidate, or are there other tactics I should consider?

Career decisions are never easy to make and despite what you might assume, the process doesn’t necessarily get any easier as life unfolds.

Coding and Careers  March 6

I’m not majoring in computer science--or any technology-related subject, actually. I’m an English major. But I hear it can be tough to get a job as an English major, so I’m considering learning how to code in my spare time. I’m not sure yet, though, if I want to invest the time in learning how to code. So I have some questions for the experts: how much does it help a person, career-wise, to know how to program? And if I do want to learn how to program, which programming language should I start with?

Computers have become a way of life for most of us--and a way of work for a lot of us!

The Busy Person’s Guide to Healthy Eating  March 2

I want to eat healthier, but I find that I just don’t have to time. I have an off-campus apartment, so I was hoping that this year I’d be cooking a lot for myself and making myself eat better than I have before, but it just hasn’t worked out that way. I’m busy, I’m tired, and the last thing I want to do during the week is spend time cooking. But on the weekends, I want to go out with friends and enjoy myself, not stay at home eating alone! Experts, do you have any advice for eating healthy with a crammed schedule?

Eating healthy isn’t easy, at least not at first.

Crash Course On San Diego Extracurriculars  March 1

I need some guidance. I’m a senior expecting to graduate this coming May with a degree in sociology. I’ve already been accepted into UCSD to get a master’s degree, which means I’ll be moving fairly soon after commencement. My parents are helping me research different places to live, but I’m also looking for other tips and recommendations. As my sister said, “You have to try all sorts of new things you couldn’t do here!” She’s right, but there are almost too many options. I’m looking for a balance of variety and reasonable pricing since I won’t be making too much money as a grad student. What are some viable possibilities in the area?

San Diego has a great reputation that certainly precedes itself.

Software and Slot Machines  February 22

Some of my friends here at school enjoy gambling. I’ve never been all that into gambling, so I’m not super familiar with the games or the culture, or anything. I was kind of surprised to learn that my friends do the vast majority of their gambling online. I suppose it’s more convenient that way, but how can online casinos compete with the big “real” casinos in the area? It’s not that far to drive to some pretty large and fancy ones. Is gambling online as popular with others as it is with my friends? How does it compete with physical casinos?

Gambling is one of the oldest forms of entertainment on earth. It began, most likely, as wagers between friends. It later evolved into an industry dominated by massive and luxurious casinos. And, today, it features casinos of a new type: online casinos.

Define And Discuss Niche Healthcare Topic  February 21

I need some help with a difficult assignment for one of my classes about public health in the public space. We just concluded a segment on alcohol abuse since the American prohibition and now we’re beginning a new segment on tobacco. Last Friday, I was given a research assignment to present to the class this Friday. I’m supposed to outline the history and investigate the pros and cons of vaporizing versus combusting tobacco. This is a huge topic. Most of what I’ve found already focuses almost exclusively on traditional cigarettes. All I need is some basic guidance and a few comparisons to explain the health aspects behind everything. Understanding and presenting the implications should be straightforward after that.

Questions concerning the comparable risks associated with traditional smoking and vaping emerge fairly regularly.

How Spaces Make Us Spend  February 21

I have a question for the experts about architecture and businesses. I’ve been thinking lately about how big box stores are all laid out the same way, and how certain types of businesses have distinctive buildings with specific architectural features. What can the experts tell me about how commercial spaces draw us in and make us spend money?

When it comes to making us spend, architecture is the secret weapon of a great many businesses. While we’re not always conscious of it, the shape that we’re in has a powerful effect on us.

What is Vaping, Really?  February 21

I don’t personally smoke or vape, but I’d like to know a little bit more about both--and particularly about vaping, which I’m not sure I properly understand at all. I have a few friends who vape, and they claim it’s safer than cigarettes. Can this be true? Meanwhile, I have other friends who smoke and say that vaping just isn’t the same. What’s the deal with vaping? How does it work, and why does it exist? And what is the relationship between vaping and smoking?

Vaping and smoking are actually quite different, though it is easy to see why they’re associated in the minds of many people.

Crash Course On Sustainable Investing  February 19

I need some guidance. I’m a sophomore focusing my studies on environmental sustainability. In one of my courses, the instructor has a different student present a topic each week that she assigns the week prior. The topics are always related to sustainability, but they’re usually indirectly related to the environment. For example, a few weeks ago, my friend had to present conservation policy. She decided to explain the importance and implications of the Kyoto Protocol when it comes to curbing global climate change. This coming week is my turn to present, and I’ve been assigned to introduce sustainable investing to my classmates. I’m no math expert and know almost nothing about investment strategy. How should I define sustainable investing compared to normal approaches? How can I make it interesting?

Sustainable investing isn’t necessarily a dull topic simply because it’s related to financial investment strategy. More importantly, you most definitely don’t need to be a math expert to grasp investment strategy.

Responsible Relationships  February 19

I feel like I never got a great sex education when I was younger. My family tends to avoid talking about this sort of stuff, and we never covered it a whole lot in school. Now I’m in college and I feel like I’ve run out of time to learn what I need to know about safe sex and stuff. Going to the internet for answers seems like a bad idea, since there’s so much messed-up stuff on there, and asking my peers here at school seems both embarrassing and ill-advised. Experts, where should I turn for answers about safe sex?

While everyone has their own values and strong feelings about sex, experts say that it can be a healthy part of a fulfilling life.

Sports and Spectators  February 14

I’m a huge sports fan--it’s part of why I wanted to go a school with a sports culture. I’m particularly big on live sports, because I just love the energy of the crowd and the feeling of people coming together and reacting to the same thing at the same time. For me, seeing a sporting event on TV just isn’t quite the same. Being at so many sporting events in person makes me think about which sports are the biggest and best live experiences. It seems like football has the biggest crowds, but I also know that people like different sports in different places. Experts, what interesting things can you tell me about spectators at sports?

Sports are popular the world over, and in every corner of the globe there are bleachers, stadiums, and arenas built for fans who want to watch the big moments in person.

Pets For Patients  February 12

I could use some help with a sociology assignment. Earlier this week, our professor discussed how domesticated animals have changed how cultures and societies develop all over the world. He cited the ancient Egyptians who worshipped cats, settlers who relied on oxen and horses, etc. The assignment for this coming week was to explore how domesticated animals continue to impact modern culture and society. We’re supposed to pick an example, obvious or obscure, and present it to the class. I was going to choose a seeing-eye dog for people with blindness, but then I came across emotional support animals. Are emotional support animals more or less like than other service animals? What are the most common examples?

Your topic is extremely relevant, especially when it comes to flying with emotional support animals.

Gambling Growth  February 9

How long have online casinos been a “thing?” I know they’ve been around forever, but I never though they were that popular. But here at school I know a few people who gamble online a fair amount, and I’m surprised. I’ve also read about things like those online fantasy football gambling sites in the news over the past few years, and I don’t remember ever reading about those before. Is online gambling a growing industry? Is it even legal? Am I the only person around who still doesn’t gamble online?

Gambling is indeed a growing industry--a fast-growing one, in fact. 

A Path Forward for Addicts  February 9

I have a friend who has a serious substance abuse problem. I’ve read about the opiate epidemic, but I never thought that it would hit so close to home. This friend of mind is from my hometown, and in the time since we graduated high school he has changed dramatically. He used to be one of those kids that everyone thought had a really bright future, but now he’s having an incredibly tough time. I think he’s trying to get help, but I feel like I’m losing touch with him, and I have to get news about him through my other friends. What hope is there for someone addicted to opiates? For that matter, what even are opiates? And what can I do to help my friend?

When a friend or family member is an addict, it can be incredibly difficult to understand and to cope.

Define & Discuss Modular Mezzanine  February 9

I could use some help figuring out how to best present something for my urban planning class. The backstory is that I’m an undergrad studying architecture and design. I’m taking my first urban planning course this semester, and it’s extremely difficult. This particular class focuses on municipal zoning regulation, which is a surprisingly complicated topic--and also really obscure to anyone outside the trade. Every few weeks, our professor arranges a panel of peer students from a counterpart class and forms mock assemblies. Small groups have to present a topic to the group and are graded on their ability to share the topic both convincingly and accurately. The exercise is much harder than it sounded at first because students get assigned topics. Anyway, our group was assigned modular mezzanine design. We’re supposed to define it, explain its importance, and give examples or make some up.

This class sounds tremendously important despite how challenging you consider its curriculum.

Crash Course On Interventions  February 9

I need some guidance. I have an older brother who’s a senior at another major university. Earlier last year, during the fall semester, our parents confronted him about his slipping grades. They pressed him about doing well during his last two semesters; otherwise, an employer might consider withdrawing a job offer. My brother begrudgingly agreed and said that he’d try to improve. He was at home during the holidays when his final grades were released. The news was bad. He failed a class and earned two Cs. Our parents were very disappointed--because he was instructed to pass an alcohol education course by his university. He had apparently gotten into trouble at his on-campus apartment, too. As a result, the resident community manager suggested that he pass the course as a disciplinary measure. Our parents wanted to have an intervention before he returned to school, but it went horribly. He was extremely hostile to everyone. Now our parents are thinking about a professional intervention. I know almost nothing about interventions. What would it involve, and how successful would it be?

Unfortunately, what you’re describing is likely more widespread than you assume. Substance abuse and dependency is a major public health issue across the US.

Currency Concerns  February 7

I’m worried about the economy. For a while, it seemed like everything was going up--now it seems like everything is going down! I talked to my parents about it, and they say they still have money in stocks. I want them to pull that money out, though, so that they don’t lose big when the market goes down. It seems like we’re on the edge of a big market collapse. Look at Bitcoin: everyone overreacted and sent it way up, and then it crashed down again, right? Couldn’t the Bitcoin bubble cause a market drop? Experts, can you tell me what’s going on and whether I should keep trying to convince my parents to get out of the market?

The economy is a complicated thing with a lot of moving parts. It’s certainly possible that you’re right about the market being due for a big correction--but it’s also possible that you’re wrong, and that getting out of the market now would only cause your parents to miss out on money.

Advice for An Aspiring Entrepreneur  February 7

I need an outsider’s advice, especially from someone who knows about the marijuana industry in California. I’m a college senior preparing to graduate this coming May with a degree in business administration. I’ve spent the last two years focused entirely on investing and entrepreneurship. This being the last semester before I walk, I wanted to line up the right opportunities. I’ve applied to dozens of companies and have two offers on the table. Only one of them is all that appealing, but it’s better to have limited options than none at all. Anyway, I want to spend time exploring what it would take to start a medical marijuana business in California. I plan to move to Los Angeles or San Francisco soon after college anyway. Now that it’s legal statewide, I figured it’d be the perfect chance to consider opening a dispensary. The question is what different medical conditions are treatable with marijuana? I want to understand who my customers are, which in this case means treatment patients.

Becoming an entrepreneur is no light decision. As a business major, you probably already know that fact, but it doesn’t necessarily mean you’re privy to marketplace realities.

When to Call a Lawyer  February 7

My dad was recently bit by a dog while on a walk in my neighborhood back home. At first he thought he was alright, but the bite actually turned out to be pretty bad. He spoke with the neighbor who owned the dog, and the owner was very apologetic. They agreed not to report the incident, and that the neighbor would cover any of my dad’s medical bills. Well, now a few weeks have passed, and my dad hasn’t been able to get the guy to pay up. He says this neighbor has basically made himself really hard to reach, and when my dad does manage to talk the guy, he just says he’ll pay (and keeps not paying). What should we do?

We all want to believe the best about people.

The Cost of a Clean Room  February 5

 

I’m a graduating senior majoring in biochemistry. This last semester, I ended up registering for an industrial applications course. It’s the only non-advanced class I’m taking this semester, and yet it’s probably one of the most challenging. Almost everything we’ve covered in the class so far has been foreign to me. One of the first things we learned, for example, was the economic history of optical enhancement. We spent weeks learning about microscopes and telescopes. At the end of each week, a different student presents something related to a category chosen by the professor. This coming week is my turn, and I was given contamination control. It seems easy, but I was told healthcare examples are excluded. Those are the most obvious. What’s another relevant example to highlight?

This class sounds fantastic. The instruments and infrastructure that advanced industries rely on are quite frequently taken for granted.

Keeping Fantasy Fun  February 5

 

My friends love fantasy football. So do I, but there’s a problem: I’m really bad at it, and it’s causing problems in my league. The league is full of great guys: my friends here at school, plus various friends of theirs from their hometowns. They all take it really seriously--more seriously than I do, to be honest. They do a lot of research and build really good teams. This year, I got beat badly almost every week. As a result, I started to kind of lose interest. I didn’t always set my lineup, and people complained about my team being an easy win for their competitors. I’m worried about getting kicked out of the league, because my friends seem mad that I’m so bad and that it’s messing up the league. What can I do to get better next year, so that I keep my spot in my league--and the respect of my friends?

Fantasy football should be fun. It doesn’t sound as if you’re having a ton of fun, and the question is: why?

Celebrating Friendship  February 5

When I was in high school, I filled my room with photos of my friends. I had a digital camera when I was a kid and later on I just used my phone. I’d print out the photos on regular printer paper and hang them up, and pretty soon I had a great collage going. Now that I’m in college, I want to celebrate my friends (new and old), but I’m not so sure that I want to have a big printer-paper collage on my wall this time around. What other ways might I decorate my room in a way that celebrates my friends--without looking too juvenile or going with too low-quality of a solution?

Your plan to incorporate a celebration of your friendships into your room’s decor sounds like a wonderful one! And as far as your question, never fear: we have the expert advice that you need to get this done right.

When Pets Pass  February 2

I just got a really upsetting call from my family. My dog was hit by a car. I really don’t know what to do. The dog was really, really important to me--we got her when I was in middle school and I wasn’t really fitting in, and she helped me feel so much better when I got home from school. I always felt that same joy when I visited between semesters here at college, too, and now she’s gone. What happens next? What happens when a dog dies? Is she going to be cremated, or buried? I guess I won’t get to see her again, right?

We’re so sorry to hear of your terrible news. Dogs bring a lot of joy into our lives, and it’s incredibly difficult to say goodbye, especially when the news comes as a shock.

Suspicious Sibling Seeks Advice  February 2

Last month while I was back home my family for the holidays, my dad pulled me aside and asked whether or not I’d noticed anything different about my older sister’s behavior. I told him no, since I hadn’t been in touch with her all that much, which was equally my fault. I’ve definitely been consumed with my last semester of college. Then last night, my mom called me and asked whether or not I knew if my sister had tried certain types of drugs before. Aside from alcohol and possibly marijuana, I couldn’t imagine her doing anything else. Apparently, however, my mom’s bottle of codeine had multiple pills missing. Nobody wants to jump to conclusions. My sister has historically always been the angelic one. How suspicious is that? Does it make sense to confront her about it or wait until we know for sure?  

This is a very difficult position. One of the first things to realize is that drug abuse often begins in a seemingly harmless context.

Budding Investments  February 1

I was recently on a visit to a state where marijuana is legal, and I was struck by what a business it is out there! I’m not much into drugs myself, but I never thought about all of the money that would be flowing back and forth in a place where marijuana is legal. I saw people spend large amounts on drugs and paraphernalia, and I was kind of blown away. So that all got me thinking--how do I invest in the marijuana industry? It seems like it’s going to be a business that will keep growing (no pun intended) for a long time to come.

There’s no denying that the marijuana business has really taken off in the years since the legalization trend began.

Some Worse Than Others?  January 30

My roommate and I like to talk about the current events brought up in our public health class. Our professor always relates what we’re studying to some major news story or two. Some of the examples are pretty obvious but others are shocking. Before this semester, I hadn’t realized how far the medical profession had grown, especially outside the US. This week we’re starting to learn about substance abuse and how it can translate to increased risk of disease. The first example was heroin because of the use of contaminated hypodermic needles. We were shown images of patients who had contracted gangrene. Sometimes it even led to amputations. Now we’re wondering how widespread heroin use is. Are some states worse than others? Have some seen more success than others in treating heroin abuse?

Make no mistake: the opioid epidemic is a problem of national proportions.

Artsy Options  January 30

I’m an art history major getting ready to graduate this coming May. I’m trying to understand my options for what happens after. I already have a part-time hourly gig at an art studio, which also gives me some space to put together a workshop. I was basically contemplating the idea of designing and selling trinkets during the time I’m not working for the studio itself. The only problem is that I’ve never done anything like that before. Once I decide what to make and sell, I need to find distribution channels. I have to have all of these things figured out, otherwise, my parents will probably be livid with me. Are there free opportunities to merchandise products? What products would sell best? What are the legal steps to doing this?

The decision to start a fledgling business is never an easy one; running it successfully is even more challenging.

To Automate or Not to Automate My Investments  January 29

I’m fairly new to investing and would like an informed second opinion. I’ve been investing a small fraction of my discretionary income into penny stocks trading with only moderate success. My dad cautioned me about the risks versus rewards when it comes to penny stocks, but it seemed like a good place to begin. Now that I’m about a year into trading without too much to show for it, I’d like to consider other options. I have a friend who swears by automated trading, but I have my reservations as a technology skeptic. My main concern is how effective they are, but I’m also trying to understand how they even work. Should someone in my position seriously consider automated trading software, or is it overkill?

A healthy dose of skepticism when it comes to the promise of technology is almost always a sound strategy.

A Different Direction  January 29

I was recently at home with my dad when he admitted to being recently diagnosed with prediabetes. I was originally under the impression that it was the same thing as diabetes but he made it clear that it’s different. Neither my mom or I were surprised, because he hasn’t had the best eating habits in at least a few years. Making matters worse is the fact that he hasn’t been very active since he suffered a lower-back injury a couple years ago. My mom has been trying her best to motivate him, but he’s been impossible to convince. We hope the diagnosis is enough to change his mind, but there’s really no way to be sure. That’s why I’m trying to find a way to help. A lot of what I read online is about lifestyle choices. What’re some suggestions that might force him to get active again?

Tech and Taxes  January 29

I work a summer job and pay for some of my own schooling, so my finances aren’t as simple as some college students’ are (though I’m sure there are also plenty of college kids out there with more confusing finances than mine!). I have to file taxes, of course, and my parents have asked me to take care of my own taxes this year--the first time I’ve ever had to do so. They’ve offered to help a bit, but I’m probably going to be working on this mostly while at school, not at home with them, so I thought I might use tax software instead. My question, though, is this: is it really safe to use software for taxes and file online? What sorts of long-term risks, if any, might I be opening myself up to by recording sensitive financial data on a computer?

Design and Decoration on a Budget  January 29

I live in an off-campus apartment with a few friends. We all care quite a bit about what our apartment looks and feels like, and we’re all pretty unhappy with it right now. The unfortunate truth is that none of us really has much money right now (we’re just college kids, after all), so things like redoing the kitchen or bathroom are kind of out the questions--and it’s a rental property, anyway, so it wouldn’t be allowed (or worth it). Still, we all want to do what we can to clean things up. The space is a little dirty, kind of run-down, and--thanks to a lack of storage and organizational stuff--kind of cluttered up. What advice would the experts give to a few students trying to keep a space nice on a budget?

It can be tough to make a rented apartment feel like home, especially when your budget is tight.

Faith and Sobriety  January 26

I have a friend who is an alcoholic. I don’t drink for religious reasons, but my friend--though religious--never used to share my love of sobriety. Now he’s trying to find his way to a better life. I think his faith should be a big part of his journey, but so far, it doesn’t seem to be. I don’t want to force anything on my friend, but I want to tell him that he should take some comfort in his faith as he faces this difficult fight against his addiction. What can I say or do to help him see that?

The battle against alcoholism is indeed a very serious one.

Focus on Finance  January 26

I’m going to graduate pretty soon, and I’m excited about heading off into the “real world.” One thing I’m worried about, though, is money. I’ve never really been great with money, and I don’t feel like I know much beyond the basics of budgeting and saving. I know that I’m supposed to start saving for retirement as soon as possible, but I don’t know when that will be, or how important it really is to rush into that. I don’t know what to do with my money, basically (besides spend it), so I’m hoping that the experts can give me a crash course in personal finance.

We can, and we will!

A Guide to Grief: From Funerals to Feelings  January 25

 

I’m having a very difficult time lately. A close family member has passed away, and I’m one of the people in the family who is supposed to be dealing with things like funeral arrangements. I’m finding it hard to focus on that kind of stuff--I know that some people really throw themselves into tasks like that when they’re sad, but I guess I’m just not one of them. What am I supposed to do? How can I be more functional and help my family when I feel so sad?

Grief has a way of making the most simple tasks seem insurmountable. That makes life particularly difficult when it comes time to plan the funeral services of a loved one.

Thinking Machines  January 25

 

What’s up with artificial intelligence? I’ve been looking at new TVs, and I was surprised to see some of them advertised with “virtual assistants” on board. Since when does my TV need a brain? I find it a bit creepy, to be honest--like something out of a science fiction movie. And I don’t understand why we need these assistants. If AI isn’t doing anything that a person can’t do him or herself, then what’s the point? Experts: what does AI do that makes it so worthwhile, and is anyone else finding this creepy and scary?

There is no question that artificial intelligence (or “AI”) is increasingly a priority for companies, governments, and consumers. What’s going on?

Rings and Reasons  January 25

I’m struggling with a very serious dilemma and need some out-of-the-box thinking. My older brother is turning thirty in a few months and I want to get him something special. There are two primary challenges. Problem #1: he has a very well paying job and therefore practically owns everything he already wants. Problem #2: the things he wants but doesn’t yet have are way too expensive for me to buy alone. Lastly, I want to get him something he won’t expect. It should be something meaningful that reminds him of our sibling bond. He’s pretty sentimental so I know it’s possible, but I can’t come up with any good ideas. Help!

Finding the right gift for that special someone is no easy task.

Dangers of Drunk Driving  January 25

I’m having a serious problem with my friends. They love to go out and drink, which is fine with me--I enjoy it myself! But I also like to get home safe, and this is where my friends keep letting me down. They insist that it’s just more convenient to drive, and when it’s time to go home, they drive back--even when I feel that they’re not sober enough to get behind the wheel. It’s becoming a real issue, because my friends are viewing me as a nag, but I’m getting increasingly frustrated with their decision-making. What should I do? I don’t want to ruin my friendships, but I feel that this is something I shouldn’t back down on.

There are few things more reckless and dangerous than driving drunk.

Life, Death, and Memories  January 24

Our family dog, Aurora, passed away recently while I was far away from my childhood home. We loved her dearly and her memory is forever a blessing. She was nearly fourteen years old, which is well above average for an Alaskan Malamute, and what a great life she had. The only problem is that my dad was struggling with what to do with her remains when he called to share the tragic news. Burying pets is pretty common, but my parents are preparing to sell their house to travel extensively, which has been one of their lifelong goals. Nobody was sure about the specifics of burying her remains in a cemetery. I’m still struggling to reconcile her loss, having had no chance for a meaningful farewell. I don’t want anything bad to happen to her remains. What are the options in these situations?

The loss of a beloved pet, especially one spanning your childhood, is almost always devastating to those left behind. That’s why the grieving process is so essential to your recovery.

A Medical Approach to Marijuana  January 24

I don’t do any drugs of any kind. As far as I’m concerned, doing illegal drugs is like throwing your life away. And even if some drugs become legal in a state where I live – as has already happened in some other states – you won’t find me doing them. But that doesn’t mean that I’m closed-minded about reasonable applications of drugs and their active ingredients. So I’m intrigued by the medical marijuana debate. My only concern, though, is whether medical marijuana is just a stepping-stone to full legalization, and is being abused by people in states that have legalized medical uses but not recreational ones. Is medical marijuana for real?

Medical marijuana is very real.

Introducing Aquamation   January 24

Our family dog, Baxter, passed away a week ago at the age of twelve. He was the best dog ever. My childhood wouldn’t have been the same without his constant energy and lovable character. When my parents called to share the news, they were also fairly distressed about what to do with his remains. Long story, short: my family tries to be as eco-friendly as possible, and we’ve been that way for as long as I can remember. My parents are career environmentalists, so it makes perfect sense. The family members who’ve passed away before were always cremated to avoid the ecological impact of a traditional burial. What makes this different is that a Baxter clearly couldn’t express his opinion, whereas people can confirm or deny certain wishes. Everyone had explicitly agreed to be submitted to extreme heat and reduced to ashes before dying. My mom doesn’t quite feel right about doing the same thing with Baxter’s remains, but she also doesn’t want to resort to a burial. What other options are there?

Losing a beloved family pet is tragically difficult for almost everyone, especially when it’s those that survived our formative childhood.

Rough Road to Recovery  January 22

I was at home for the holidays when I had a pretty big confrontation with my older brother, whose college binge drinking has progressively worsened. I’m a sophomore this year and he’s a graduating senior, although we attend different universities (his on the west coast). We’ve been reasonably close throughout our childhood, but things began to change when he arrived at college. I don’t want to blame his fraternity for everything, but there’s no doubt that his relationship with our family and even his non-fraternity friends has been consistently undermined by his apparent obligations to that brotherhood. The fraternity brothers host parties three or four times a week, which is a terrible environment for a senior preparing to graduate and enter the real world. My parents are obviously disappointed, but we’re struggling with how to approach him. He’s extremely caustic when anyone confronts him about his alcohol consumption. What’s the best way to intervene?

This is a certainly a tough situation but know that you aren’t alone. Substance abuse and/or dependence is a global issue.

Big Project, Big Data  January 22

I’m a social entrepreneurship graduate student working on a group project with a team of three classmates. We’re preparing to spend the next few months collaborating on a product proposal for a nonprofit client through our university. We’ll essentially have the entire semester to launch a new product with them. I can’t reveal too much, because we’re struggling just to get started. The gist of what we’re trying to do is develop a solution to address growing organizational complexity. The success of this nonprofit client, like so many other nonprofits, depends on balancing productive fundraising efforts with a host of competing priorities. Where should we begin with the client? What kind of product would be most appealing to a nonprofit?

These are extremely complicated questions to answer, because only your client has access to the most relevant information.

A Woke Bloke   January 19

I’m an upperclassman in college studying electrical engineering. I’m very introverted and have a lot of social anxiety. My sister insists that I have to put myself out there, especially now that college is coming to an end. My parents insist that I’ll need to get a job, possibly move to another city, make new friends, and start my life. I know these things are true, but they’re also terribly frightening for someone with social anxiety. Making things worse is the fact that I hate the taste of alcohol. I’ve avoided drinking altogether since only a few weeks after turning twenty-one. Coming from a pretty conservative family meant I’ve also avoided experimenting with alternatives. But California recently legalized recreational marijuana in additional to medicinal, which I know is used by patients to treat different disorders, chronic anxiety being one of them. Would it make sense for me to explore cannabis as an option, now that it’s legal?

Is Silence All That Golden?  January 17

I was recently at home in NJ visiting my family for the holidays when my grandma mentioned intermittent hearing loss. She’d never mentioned anything before, and she’s been in seemingly great health for many years. More importantly, she’s only in her early sixties with no significant medical complications in the past. And as far as we know, she isn’t predisposed to anything based on heredity. Nevertheless, I’m worried something could happen to her with compromised hearing, especially since she’s living entirely alone, having unexpectedly lost my grandpa only a few years ago. She’s an extremely independent woman with a lot of heart, and I know she’d hate the idea of living permanently with my parents. She’d probably think she was an unnecessary burden, which obviously isn’t true. I know they’d enjoy her company and the solace of knowing she was doing alright. Am I being too overprotective and blowing things way out of proportion, or is there a genuine reason to be concerned?

You have every reason to be fearful about the possibility of something unfortunate and potentially tragic happening to your grandma.

Are You Ready for the SQL?   January 17

I’m preparing for my last semester in college before graduation and have a pretty big dilemma. Lots of peers either already have jobs or have serious offers on the table to contemplate while I struggle just to figure out what I should be pursuing. My undergraduate degree is in computer science with a concentration in systems design. Friends tell me getting a job should be a cinch because of how popular STEM degrees are nowadays, especially from prestigious universities, but I don’t share the same optimism. There seem to be hundreds if not thousands of computer programming gigs listed nationwide for almost every conceivable coding language. I’ve spent the last three semesters focused on procedural coding with Java and despite its allure to almost everyone else, I’m fairly averse to it. How should I go about deciding which jobs to go after?

Graduating with a STEM degree is obviously an excellent first step to becoming an employed and proficient programmer regardless of what coding languages you decide to learn as time unfolds. Your question is a difficult one to address because of the different variables involved.

A Tale of Type 2  January 16

My older brother was recently diagnosed with Type 2 diabetes and decided to share his news with our family over the holidays. The parents didn’t take it too well, especially our mom. While my brother tried to keep things positive by sounding optimistic, the reality is that diabetes is a serious condition. I’m worried he won’t take it sincerely enough to change his diet and lifestyle, which is a mix of unhealthy eating habits and excessive drinking. I was planning to confront him about it before he returned to Chicago for his last semester in college but couldn’t muster the courage. I’d like the conversation to be productive rather than hostile, but I’m unsure where to even begin. I’m not the most eloquent when it comes to expressing emotionally-charged thoughts. How should I approach him without sending the wrong vibe?

Unfortunately, situations like these rarely have guaranteed outcomes. Permanent medical conditions can be difficult to accept and often more difficult overcome.

New Novelist Seeking Novel Advice!   January 16

I’m an English literature major with a minor in linguistics preparing to graduate this coming spring. I already have a couple job offers: one as a copywriter at a startup ad agency and another as an ESL instructor for an international boarding school. Neither pay especially competitive salaries, yet both demand unreasonable time commitments. My parents are encouraging me to at least endure one of them while I figure something else out but the idea of having to withstand any amount of tedium and monotony is simply too overwhelming. I’m instead considering the possibility of writing a fiction novel. Tapping into my savings while continuing to wait tables on the side could safely float my little literary adventure for almost a year and a half. The problem is not knowing where to begin. What should I be doing to ensure this whole thing doesn’t become a regrettable blunder?

Writing for a living as a traditional novelist, newspaper columnist, digital copywriter--or anything in between--can certainly have its challenges, but those persistent enough very often find it to be a rewarding way to go.

Organic Options  January 12

I care about the Earth, and I care about my body. So whenever I go grocery shopping, I try to buy the stuff that I know is good for both! Simple right? Well, to be honest, I’m a college kid, and I’ve never been much of a cook. So I don’t exactly go grocery shopping all of the time, and a lot of times I just get take-out or frozen dinners or something. I’m not an expert on all of the labeling practices and stuff, which means I don’t really know what it means when something is “organic.” I see “organic” labels on all sorts of things: peanut butter, vegetables, and even booze (I don’t personally drink, but my cousin has been drinking nothing but “organic” alcohol, which I had never even heard of!). Some of my friends swear by organic foods, while others say the label is meaningless. One of my friends jokes that all food is organic, because it all has carbon in it. What’s the real deal with organic foods and organic labeling?

Good for you that you care about both the planet and your body! That’s the kind of attitude that helps a person grow to a healthy old age in a world worth living in.

Dangerous Doctors?  January 10

I have to get an operation soon for a medical condition that I’ve had for quite a while. I’m used to dealing a lot with doctors and hospitals at this point, but this operation will be pretty significant, and that’s making me really nervous. I understand that doctors are highly trained, but they’re only human, and I worry that mine will make an honest mistake--or, worse yet, will get lazy or negligent and harm me. I’ve asked my doctor about the risks, and he’s been very up-front about what could happen in the surgery if things go wrong. But there’s really no way for me to ask him how likely it is that he is the thing that goes wrong with my surgery! How often do doctors make mistakes or commit malpractice? How safe, in general, is surgery? Experts, I hope you can tell me something that makes me feel a little better!

In general, surgery in the United States is quite safe.

Toxic Corporate Cultures  January 10

I interned for a company (I’m not going to say which one, for reasons that will be clear in a moment!) last year that impressed me in some ways but, in other ways, really appalled me. They have a corporate culture that I can’t fully respect, one that really encourages a casual office atmosphere but often lends itself to upsetting encounters and inappropriate behavior in the office setting. The beer flows freely and people behave poorly--but the results are there, and the employees are very, very talented. This business recently offered me a position, and it’s in human resources, a department in which I might be able to help right the ship in terms of corporate culture. But I’m wondering if that’s even possible, or if I’m taking a risk if I take this position and try to help. Any advice?

The corporate culture that you’re describing sounds problematic, and it may not be easy to fix--especially from an entry-level position.

Vacation Locations  January 10

I want to go on a nice vacation this year after I graduate, using some of the money I’ve saved over the years plus some that I’ll be getting as gifts from family members (yes, I know I’m spoiled!). I plan to work really, really hard in my first few years out of college, so I want to have a sort of last hurrah of relaxation, with the idea being that I don’t have to do much planning. So I’d like to just pick a resort that has a sort of all-in-one vibe. But I’ve never really done that kind of vacation before, so I don’t know where to start. Any advice?

A great vacation is just the thing to do before diving into a stressful work environment. But don’t make this your last vacation for too long, because studies show that time off can have a serious (and positive) effect on our working lives.

Back to Back Pain   January 4

About a month ago, I fell when I was skiing and I hurt my back. I know that I probably should have gone to the doctor, but I didn’t, and eventually it felt better. I’ve felt mostly fine since, but my back pain reemerged again just this past week. It feels similar to how it felt when I first hurt myself, so I think it’s connected. But I’m not sure what to do about it other than to take over-the-counter painkillers--my next doctor’s appointment isn’t for a while, and I don’t really know who I would see otherwise (I also don’t want to end up seeing some special doctor that my insurance doesn’t cover--I’m only a poor college student!). Are there any home remedies that are good for back pain? What other options do I have?

Sorry to hear that you’re back to having back pain--but perhaps this is the wake-up call that you need to go see an expert (in person--your letter to us doesn’t count!) and ask about your problem.

Investing In Yourself  January 4

I’m going to graduate next year and, with luck, head straight on to law school. I have a very clear idea of what I want to do for a living and how I’m going to save and invest once I graduate from law school, but I’m concerned about making the most of my early 20s. While I’m in law school, I won’t necessarily be earning any money, and I know that it’s important to save for retirement starting as soon as possible. My plan for making up for this disadvantage is to take on a “side hustle” or two to earn some money while I’m in law school (and perhaps starting earlier--I still have a year left here). I know I won’t earn big bucks, but I can invest the money I do earn and begin building a nest egg, and I know that every little bit helps. What sorts of independent projects, part-time jobs, and other types of “side hustles” are most lucrative? Passion is secondary here--I need to make some cash!

You’re quite right to point out the importance of investing, and investing early. But in your zeal to invest in the stock market and save for retirement, you seem to be neglecting something else: investing in yourself.

Energy Efficiency  January 4

I had a bit of an environmental awakening recently. I’ve always liked nature and the outdoors--I grew up hiking, camping, hunting, and all that. But for all the time I spent in nature, I never thought much about the environment. I like the woods but didn’t think about logging, loved the fresh air but didn’t think about pollution, and so on. Here at college, I’ve made friends who are more focused on the big picture, and as we watched nature documentaries and spent time together I really got clued into the importance of protecting the environment. But now I feel overwhelmed. When I look at my energy consumption, in particular, I don’t know what to do about it. The heating and cooling of my parents’ home and my off-campus apartment, the gas I use in my car to get to and from school, and even the electricity that I use when I turn on lights--it’s all adding up and hurting the Earth. I want to cut back, but where should I start?

We Americans use a lot of energy.

Built to Last?  December 20

There are new subdivisions going up all the time near where I live, and not all of the residents are thrilled about it. I understand that it’s no fun when you trade open spaces for new neighborhoods, but I have to say that I find some of the opposition a little extreme. I’m not sure why people are so upset by the new houses, why farmers hate the new residents, or why my grandpa insists that the new houses “aren’t built to last,” which doesn’t make much sense to me (are we worse at building homes now than we were fifty years ago? That doesn’t sound right). What’s the problem here?

We build a lot of houses here in the United States.

Adventures Abroad  December 20

I’m contemplating going abroad, but I’m a little nervous about committing. I think it would be a good experience and all of that, but it seems like a lot of planning and stress, and I’m nervous about dealing with the responsibilities and dangers of life in a foreign country. I also think I might miss my friends on campus. I just keep imagining myself losing my luggage and my passport and being miserable all semester long while missing out on important things back here (family time, classes for my major)... and some unimportant ones too (parties!). Experts, can you provide some insights?

It’s good that you’re considering studying abroad. And while the decision is yours and yours alone to make, you should remember that a chance to study abroad isn’t something that comes up frequently.

Benefits of a Break  December 20

My friends and I are super close. We’re so close that we don’t want to miss out on seeing each other during school breaks, so we like to get together any way we can. Sometimes that means visiting one of our houses, but other times it means a real trip, and we have a great one coming up. The problem is, I’m completely burned out. The idea of spending even a few days away from my home and my bed seems exhausting, and my friends, while a lot of fun, tend to be high-energy. We already put money down, and I know I probably can’t get all of it back, but I thought I could at least save the money I would’ve spent on meals and drinks while catching up on my sleep back in my hometown. What’s the most graceful way I can back out of this trip?

It’s going to be tough to back out of your plans gracefully, especially since money has already been put down.

Different Types of Drinking  December 20

I have a friend who graduated recently whom I’m worried about. When he was still here on campus, he drank a lot. He’s left our campus behind, but I don’t think he’s ditched any of his drinking habits. The thing is, he thinks he has. He says it’s different now, because he’s not binge-drinking cheap beers at parties or happy hours. He says he can afford the good stuff now (and he can; he has a good job), and that he only drinks craft beers, and less of them. I’m not convinced, though. He still seems to drink plenty, and even if he’s drinking less, some of these beers have much more alcohol in them than the light beers he used to drink. What can I do to help my friend?

Our nation has a problem with drinking. One in 12 adults in the United States is an alcoholic, and that number includes people off all ages and all walks of life.

Pills and Protections  December 20

I have a friend here who is very into nature and natural solutions. That’s good, in some ways! I like that she’s environmentally conscious and she eats a lot of salads, which seems very healthy to me. But the other day, I was in here room and saw a lot of bottles (like a dozen or more) of all kinds of supplement pills and “natural” health pills. She’s taking a lot of pills every day, and I don’t really know if any of them are safe (I feel pretty sure that none of them are doing any good, so I’m mostly just wondering if any are doing anything bad). How dangerous is it to take all of these supplements? There were no prescriptions or “real” medicines in the whole bunch.

In the United States, the agency responsible for regulating the natural supplements your friend is taking is the same agency that regulates the food industry and the pharmaceutical industry.

Investing Intelligently  December 18

I know that I should be investing. I know all the basic reasons to do so, and that inflation makes my money worth less each year, and that I should try to put my money in an investment that grows faster than inflation. I know I should have a diverse portfolio. I know all that basic stuff. But when it comes to actually getting started, I’m lost. How do I actually go out and buy stocks, and what should I do to figure out which ones to buy? What about taxes--how do they work with stocks and other investments? Are there more advanced things I need to know to not just invest, but invest intelligently?

You’re wise to invest! As you point out, the reality of inflation makes investing a no-brainer.

Lawsuits and Loved Ones  December 18

My sister doesn’t get along with the rest of the family lately. She has had a rough few years, with some issues with substance abuse and some problems financially. My parents have been raising my sister’s kids while a lot of this has been going on. Now my sister is trying to rebuild her life, but she’s going about it in the wrong order, if you ask the rest of us. She wants the kids back and doesn’t want to pay back a lot of money that my parents loaned her. She’s less interested, though, in proving to everyone that she’s sober and ready to be a great mom. My parents don’t have legal custody of my sister’s children, and they don’t want to report my sister to child services or anything like that, so they’re trying to keep her in the house by threatening to sue her over the loans if she takes her kids and leaves. If it sounds messy, well, it is. Experts: what kind of legal options do my parents have here?

The law is complicated enough on its own. When family ties are involved, things can get even more difficult.

Salvaging Safe Spaces  December 18

How can you know if a property is safe to be on? I ask because my friend, who graduated a couple of years ago, recently bought an old office building. He’s trying to fix it up and rent it out--the first step toward what he’s convinced will be a commercial real estate empire. But I have my doubts. The place he’s buying is old and in disrepair. He says it has asbestos issues, which I had assumed meant the place had to be knocked down! The roof is terrible and leaks, the windows are all busted, and I just can’t figure out how he’s going to make money off of this place. I think he should sell it again and get out, but I don’t know how to tell him. What should I do?

Hey, not so fast--it’s not a sure thing that your friend’s property is beyond saving.

The Science of Sales  December 18

I’m a bad shopper. I put off going shopping and getting stuff I need. I show up without a shopping list. Then I wander around, and before I know it, I’ve spent a ton of time in Target or Walmart--and have a cart full of stuff! It’s not like I even really like shopping--in fact, I avoid it--but somehow, once I’m in the store, I’m a shopaholic. I know these stores have sneaky ways to making us all buy more stuff than we should, so I thought I’d turn to the experts and ask a little bit about what tricks these stores use--and how I might learn to beat them and save some money!

You’re quite right that big stores like Target and Walmart know a thing or two about convincing you to spend some cash.

Headaches and Health  December 1

For about two months now, my best friend here at school has been having headaches. We’re not sure why, but I think that they’re happening because she got into a minor car accident a little while before she started getting headaches more often. Another one of my friends is freaking out because she thinks the situation might be a more serious medical issue (not that my theory wouldn’t be serious, too!). Meanwhile, the friend who is actually getting the headaches doesn’t seem so worried. She says they happen when she drinks, and that’s the real problem--and I’m sure that doesn’t help, but she never used to get a headache after just one or two drinks! She doesn’t want to see a doctor about it, but it’s scaring the rest of us. Can the experts shed any light on this situation? Should she see a doctor?

Here’s your short answer: yes! While it’s great that you and your friends recognize the need to consult the experts on this issue, the best expert to ask will be your friend’s doctor.

Tangible Technology  December 1

I have a brother who is a bright guy--but he hates technology. I don’t really know why or even how to describe it, but he just always prefers to avoid technology. He has an analog watch and an old non-digital camera. He uses a real alarm clock instead of an iPhone. And now he’s telling my parents that he doesn’t want to go to college, because he wants to “make real things” instead of work with computers. I totally understand that not everyone goes to college to make a good living, but I’m worried about my brother’s attitude toward computers and tech. Is it really possible to make a good living these days without dealing with technology at all?

You are certainly correct to say that you don’t need to go to college to make a decent wage.

Anxiety Abroad  December 1

I’m going abroad next semester, and I’m excited--but also extremely anxious. I’m a worrier by nature, and the idea of being in a foreign country and being a non-native speaker of the language is really freaking me out. I’m already worried about misplacing important documents, like my passport or my visa. I’m worried about staying safe, and I’m worried about the paperwork I’ll need to visit nearby countries (and get back safely and on schedule, so I don’t mess up my academics while I’m over there!). I want to relax and enjoy my time abroad, but I’m not sure it’s in my nature. Any advice?

It’s easy to get stressed when you’re preparing to go to an unfamiliar place.

Farming Fun?  December 1

I grew up in cities and suburbs in the Northeast, and I’ve always dreamed of getting out and away from all of those people. It’s not that I’m not a social guy, or anything, but I crave a little more solitude in my life--and a little more simplicity. When I was a kid, I wanted to be a farmer. I’m majoring in English now, but I’m getting frustrated with academia. I’ve started to think again about getting away from everything. I’ve started to dream about the farming life again. I’m thinking about asking my family to give me some of the money they’ve saved for my education and then using that cash to start a small farm somewhere. I think it would be far more relaxing than my life now. My friends think I’m nuts, and urged me to talk to someone about it. So here I am: experts, is my plan feasible?

It’s absolutely possible for you to make a career in agriculture.

Spending on Sports  December 1

I was in a dorm-room debate recently that got a little out of hand, and I wanted to re-think my position a bit and get some insight from the experts. I’m not a sports fan at all. I don’t understand why colleges have sports, and what I really, really don’t understand is why we’re paying for them. When I think of the money that could go to education but instead goes to sports, it makes me mad (maybe a little too mad). Help me understand: why do colleges need sports?

You have a right to your opinion, and we’ll steer well clear of the politics here--but we will give you some context to your debate, which was clearly quite spirited!

 

Energy and the Environment  December 1

When I go home for winter break, I’ll be headed to New Jersey--and into another fight with my parents. I feel very, very strongly about environmental conservation. And I’m not thrilled with the way my parents keep their home. It’s a very comfortable home, don’t get me wrong! In fact, it’s too comfortable. My parents run the heat all the time, and while it’s always toasty, I’m horrified by their energy consumption. When I first became interested in environmentalism, they let me take a look at their energy bill, and I was horrified! Since then, we’ve all spent every winter break changing the thermostat whenever the others aren’t looking. It’s war! How can I help my parents see that what they’re doing is terrible for the environment?

You’re right that the energy Americans use to heat their homes is costing the environment.

Brands on the Brain  December 1

My roommate and I get along in almost every way, which is good, because we had a disagreement that would have ended a lesser friendship: he brought home store-brand cereal. I was horrified, of course, as any red-blooded American would be! But, being the good and open-minded man that I am, I let my friend convince me to defend my convictions in a blind taste test. It is with great shame that I admit that I could not tell which cereal was which. So now I’m left asking: how could this happen? I’m not talking about my faulty taste buds, but about the hold these brand names had on me. What can the experts tell me about how brands work? Why do I trust them so much?

Your amusing experience is an instructive one, because it reminds us of what brands are--as well as of what they aren’t.

Growth and Graduation  November 30

I’ve almost reached the end of my college career, and I don’t feel ready at all. My friends and I still feel very immature, and the way we live--from the way we party to the way we decorate our apartment--just feels woefully inadequate for a professional, out-of-college adult life. I could not host a dinner party for work friends the way I live now (not unless my work friends really liked bagged wine and old torn posters from the freshman year poster sale). I know this is a broad question, but I really need help: how can I prepare my lifestyle for the real world?

Don’t worry! You’re far from the only one who feels unprepared for graduation.

Real-World Romance  November 29

My parents met in college. So did their parents (both sets!). As for me...well, I don’t want to be pessimistic, but I’m graduating this year and it doesn’t look like my soul mate is going to show up by then. I’m alright with that, but I have to admit that I’m pretty nervous about what the post-graduation dating scene will look like. I’m applying to jobs all over, but I’m concerned that a job in the suburbs might be a handicap in the dating world. And do I need to be on all of these apps? Please help!

The post-college dating world can certainly seem confusing, but there are a lot of people in the same boat as you.

Richer Regions  November 29

I have friends here from all over the country, and that’s been really eye-opening to me. One thing that’s been bothering me more and more is how some areas of our country seem to be doing so much better economically than others. It seems like being born in the “right” city, state, or region can really determine a lot of your future. Do the statistics back up this observation, and if so, what can I do to make things better? I don’t want to live in a country where merely being born in the wrong place can have such dire consequences.

You are, unfortunately, absolutely right: in our country, some regions do better than others. This is hardly unique to the United States, of course, and it can be observed on a smaller scale in states, counties, cities, neighborhoods, and even streets.

The Law and the Land  November 29

I was at a party the other day and started to talk to some new people. Good, right? Well, the conversation veered into politics and the environment, which is not so good. I’m not sure if I made friends that night--we’ll have to wait and see about that--but at the very least, I had a great time debating a somewhat touchy subject. Interestingly, everyone felt very strongly about the environment. Where we disagreed was on the law: I felt that it wasn’t the law’s place to tell me how to care for the environment, while most of the others felt, to varying degrees, that the government has a big role to play in environmental policy. I know that you steer clear of politics, but I felt like all of us where a little short on facts that night, so I thought I’d ask the experts for a little background. What factual basis does each of our positions have?

Teaming Up With Tech   November 29

I’m looking to go into business, and my major and my class schedule reflect that. But when I think about the future of business, I see tech everywhere--so I want to make sure that I graduate with a pretty firm grasp of technology and computers. I don’t want to work directly on technology, or anything like that--I’m all about about the business side of things. It’s just that I know that I’ll be working with and through technology in my business career, and I want to get a little extra background to make sure that I’m always on top of things. Where would the experts suggest I start in order to get a broad background in business-related technology?

You’re absolutely right: technology is everywhere. It always has been, of course: businesses have been using machines for as long as machines have been around, and fax machines and cash registers are just a couple of the devices that commerce would not have gotten far without.

Data’s Dangers  November 28

I have a lot of friends here who are studying engineering and computer stuff. That’s not me, but they way they talk about data and apps has started to make me think that I need to know more about how tech companies use my data. I’ve been thinking a lot lately about how some companies have a ton of my information from all different apps. For instance, Google knows where I am because of Google Maps, and they also have all my emails (though they’re not reading those, right?). It’s a little unnerving. How safe is it to let these big companies hold onto all this information about me?

You are not alone in fearing the power of data in the hands of big companies.

Eye-Popping Expenses  November 28

I’ve worn glasses all of my life, and I’ve never felt great about it. I’m used to them, sure, but I hate the way they make my face look. Other people look great in glasses, which I get, but the sad truth is that people like me--who really need glasses--never look as good, because the lenses distort our faces! I’ve tried contact lenses, but I hate they way they feel in my eyes. What I really want is laser eye surgery.

But there’s a problem there, too: laser eye surgery is super expensive! I want to get it now and pay with a loan or an installment plan, but my parents say that’s a bad idea and that I should wait until I’m out of school. Do I really have to live with glasses until after I graduate?

Laser eye surgery is a popular choice.

Searching for Something Special  November 28

I got in a silly argument recently that I’m hoping the experts can help me resolve. My little sister and I were shopping online for a birthday gift for my mother when I did a Google search and clicked a link. My sister insisted that I was ridiculous for clicking one of the first links I saw on the page--she thought I should open up a bunch of the results in different tabs and compare them. She says that it’s easy for companies to trick search engines into putting them at the top of the results page, and that there’s no guarantee I was looking at a good online store. I say that’s nonsense, and that you have to run a reputable site to make it to the top of Google’s results page. What’s the truth here?

Your sister is referring to the art of search engine optimization--SEO, for short. Search engines are powerful tools, and companies know that searches on sites like Google can be worth big bucks to the businesses that are lucky (or good) enough to land the top spots on the search engine results page.

Loan Lawsuit  November 21

 

Can college sue you for defaulting on your student loan?

There will be quite a few who have already graduated, but are thinking the same thing.

Library Lethargy  November 21

With everything on the internet, do college students still use the library?

A big part of your studies will involve research; both online resources and a library should be used. Traditional libraries have certainly changed a lot since the internet took over the world, but they still play a vital role in the world of academia. Colleges are starting to revamp their libraries to change the way we gather information.

Studying for a Test  November 20

I have a job interview. Can they make me take a drug test?

Employers are asking a lot more from candidates than in previous years, partly because more graduates are vying for the same positions. Part of this selection process could enable some kind of screening, and a drug test may be included in that.

Gender Bender  November 20

Is becoming a nurse a good career choice for a man?

The demand for nursing is increasing, so your question is a timely one, as more men are entering the field. In fact, there has never been a better time to get into nursing with extremely low unemployment levels and a burgeoning healthcare industry.  Working as a registered nurse is a very rewarding career path, so read on to find out why.

Thinking on Your Feet  November 14

I've been hearing a lot about microlearning, what is the difference between this and regular training?

Touted as the fastest-growing, modern learning platform for professionals, microlearning is changing the way we study and absorb information. Research suggests that the average employee can only allocate as little as one percent of their working week to personal development.

Fraternity Row  November 14

I've read some stories about accidents at frat houses. Who takes responsibility in these cases?

Even if your brotherhood has a good disciplinary record and a solid set of conduct guidelines, accidents will still happen. A simple slip on a wet floor or full-blown fist fight are likely to occur in a house that is full of unsupervised teenagers.

Media Mistake  November 14

Should I consider another major than computer science for a job online? Some of the top entrepreneurs graduated in other fields.

Working for a high-paying internet company in a relaxed environment among friends is the end game for many graduates today. Who wouldn’t want a job like this? The issue lies in the skill set for this type of work; it is not as clear cut as other industries such as engineering or accounting.

Language Barrier  November 7

Most developed countries speak English. Do I really need to study a foreign language?

Languages are like assets or investments; it is important to know which one to choose. While most of the developed world uses English as the primary language for business, it is always useful to have a second language.

Taking Credit   November 7

I’ve asked my parents for a credit card at college. Can you explain why it is a good idea?

There are two ways you can get hold of a credit card.  First, you can get a card in your parents’ names and they bear responsibility for the bill.  Second, you can have one in your name. There is a big difference between these two options, and your parents may be reluctant for your own protection.

Casinos, Cannabis, and Careers  October 30

I’m graduating this year, and I have a job offer--that’s the good news. The thing is, though, that the job offer came from my cousin, who is kind of the black sheep of the family. He’s working the legal marijuana industry out in Oregon, and he says I can come work for him right away. If I’m not into that, he says, he has a ton of connections in the casino business.

Well, my family is very conservative, so you can imagine the reaction my dad had when I told him my career choices were down to casinos or cannabis at the moment. He thinks both are dead-end careers, though my cousin seems to be doing well. I’m not sure what I should do here. Any advice?

While your father is free to feel however he likes about both the gambling and marijuana industries, you’ll have a hard time finding experts to back up his claims that careers in these industries are “dead ends.”

Party Prestige  October 30

I’m part of the leadership of an on-campus club that, once a year, throws a big party. I’m a little concerned, though, because these parties don’t tend to be the classiest affairs. While I don’t have a problem with what club members do on their own time, I’m a little worried about breaking rules and throwing a rager (some people in the club are underage). I’m hoping to plan something else earlier in the day instead--something a little more likely to impress and a little less likely to get me expelled. The graduating seniors like to do a toast at each year’s party, so I was trying to figure out a way to run a bar that cards people, or something. Any tips on running a classy party?

First of all, congratulations on your sound decision to not flout your university’s rules and (more importantly) the law on underage drinking. Your idea to have an afternoon party seems like a good one that keeps your club’s tradition alive while letting your collegiate career do the same.

Ready for Rehab  October 30

I grew up in a pretty small town in Florida and shared just about every moment there with my best friend. We were inseparable, right up to the moment when he headed to school in-state and I headed far away. But we’d still get together whenever we were both back in town, like during school breaks.

But, lately, I’ve noticed that my friend has changed a lot since our high school days. At his school, binge drinking is the norm, and now that habit is a big part of his life. When we hang out, he drinks by himself (I won’t drink with him) and gets drunker and drunker as the night wears on. I’m worried that he has a serious problem, but he says he only drinks in the evenings and mostly on the weekend, so it’s okay. What can I tell him to help him see the problems his drinking will cause in his life?

Your friend’s drinking certainly does sound serious--even if it also sounds tragically common.

Forklift Fugitive  October 23

When I’m back in my hometown during the summers, I work for the father of one of my friends. I work in a warehouse of his, doing all the things you’d expect: loading trucks, unloading trucks, tracking inventory, and driving a forklift.

It’s that last part that has me a bit concerned. Last time I was home working at the warehouse, another employee joked that he was surprised that a college kid had a forklift license. Well, this college kid doesn’t! Has it been illegal for me to operate a forklift this whole time? What should I do? I don’t want to get my friend’s dad in trouble.

First, the bad news: it is indeed illegal for you to drive a forklift without a special license.

Soggy Software  October 23

 

Back home at my parent’s house, we had a major plumbing problem. Our basement flooded, which would have been bad enough on its own, but was made worse (for me, at least) by the fact that the basement was where I had been keeping all of my computer equipment! Don’t get me wrong, I’m no computer engineer--just a guy who used computers a lot as a kid. I have a ton of old stuff on those computers, from favorite games to old digital photos, but I don’t know the first thing about getting it all back. For now, I’ve told my parents not to throw anything out. Beyond that, though, I don’t have any idea what I’m going to do. Help!

You've certainly learned a costly lesson about computer storage. While we hate to rub it in, it should be pointed out for all of our readers that computers and computer equipment are best stored in a dry place with moderate temperatures.

Amateur Aunt  October 23

My older sister is having a baby, and I'm so happy for her--and so scared for myself. It feels like only yesterday that my sister and I were playing in the woods and making cupcakes together (we burnt them--sorry, Mom). Now she seems entirely grown-up, and I feel like I’m faking it. I’m still in college, and I don’t know a thing about baby showers or how to treat a pregnant lady! I want to be there for my sister in any way I can, though, so I thought I’d ask the experts: what can I do to make my sister’s life easier while she’s pregnant? What should I expect while she’s expecting? And how the heck do baby showers work, anyway?!

Congratulations to your sister on becoming a mother--and to you on becoming an aunt! This is certainly an exciting time in your family, and while it may seem like a frightening one, too, it doesn't have to be. The good news is that the answers to your questions are very simple.

Investigative Illness  October 16

I’m thinking about joining a Fraternity this semester. I have several people in my family who are alcoholics, and I’ve heard that a family history of alcoholism can put a person at a greater risk of becoming an alcoholic him or herself. I don’t currently have a problem, but I’m worried about the possibilities as I have heard alcoholism described as both a mental illness and a physical disease. Which is it?

It is true that alcoholism is listed in the Diagnostic and Statistical Manual of Mental Disorders (DSM-III) and is considered to be a mental illness.

Fantasy Format  October 16

After spending the weekend with some of my Fraternity Brothers, I realized just how much of an influence Fantasy Sports have on the real games themselves. Without having a Fantasy Football team to tend to, there’s no way I would watch half the games I did this past weekend but I feel like I still don’t know enough. How can I learn more about Fantasy Sports?

Fantasy sports are massively popular. In the United States alone, 59.3 million people play some type of fantasy sports game. As your older relative’s confusion suggests, fantasy sports have not been with us for that long.

Environmental Effort  October 16

Watching the news recently, I have become distraught over the state of our planet. How can I make my home more environmentally friendly?

It's an unfortunate fact that the actions of our species have a destructive effect on the world around us. Like other species, our species creates homes, eats plants and other animals, and reproduces. But our success and our advances in technology have made our impact on the natural world large enough to affect the entire planet.

Robocar  October 2

Am I the only one worried about driverless cars?

Laws and regulations are usually slow to follow revolutionary technology. Questions about safety and liability have already arisen following the first fatality caused by a driverless car last year. Should the car manufacturers be held accountable, or the software developers?

Assistant Adversity  October 2

I'm a grad student working on a computer project for a professor.  I got wrist strain from typing so much. Who pays for this?

With the cost of tuition rising, students have greater debt than ever before. Working at college can supplement your income, however there can be legal implications if you are injured or get ill.

Me and My Baby  September 25

 

Are there assistance programs that can help me pay for campus childcare?

The burden of student debt is multiplied when you are taking care of a child. Fortunately, the number of campuses with child care facilities are increasing. Unfortunately, you have to compete and pay to enroll in them, along with the 26% of college students in the U.S. who have children.

Mate Match  September 25

We are getting an off-campus house with a bunch of students. How can I rely on everyone to pay rent?

Your college housing can impact well-being and ultimately your academic performance. The people in your apartment add to this experience or make it a daily nightmare.

Debt Debate  September 25

I hate to admit I'm graduating with both student loan and credit card debt. How can I manage these debts?

Graduating college students are all asking this question. Your credit and financial independence hang in the balance when you graduate with both credit card and student loan debt.

Switching It Up

I understand there are different loan servicers for your student debt. Can I change?

All college students seek the lowest loan interest rate possible, but this may not happen with their current student loan servicer. It's been documented that some have been given incomplete or incorrect information from their servicer.

Job Jitters

 

Speaking to recent graduates, they all have advice about life after college. What are the major issues facing students in their first job?

You probably asked the same question about the shift from high school to college. Graduating from college and entering your first job is both exciting and stressful. Gone are your concerns over term papers and finals; now worries about corporate politics and proving yourself are major issues.

Shop Around

I shop online several times each week. Why do I wind up spending more money online than I planned?

Two thirds of Millennials prefer digital shopping over physical stores, which is no surprise since they grew up with the Internet. Many actually shop online while inside a physical store. Cost and convenience are the obvious reasons consumers shifted from retail stores to online shopping.

Home Work

 

My new job offers the option of working from home or office. Which should I choose?

This is a very timely question given the exponential growth of telecommuting. As technology has evolved, some people rarely go into the main office anymore. While it may seem like a no-brainer to choose working from home, there are some drawbacks to consider.

Foreign Force Majeure

 

Our campus hosts students from around the world. It seems unfair that they don't receive the same healthcare and other services. What happens if they have a problem?

With over one million foreign students studying in the U.S., the true forum for this question should be the federal government.

Roll of the Dice

Several of my friends play poker online. I know they’ve all lost money. Is this legal?

I bet this question is of interest to lots of college students, with over 20% reported visiting online gambling sites monthly. With the proliferation of online gambling in the U.S., the incidence among college students participating in the activity is steadily rising.

Living Large

I'll be living off campus in college. Someone suggested buying an off-campus house and subletting the extra rooms. Should I persuade my parents to buy or rent?

With this question, you should be studying finance in college. To determine whether it pays to buy or rent, you would have to be psychic regarding the trend in housing prices around your college.  However, every homeowner understands the purchase involves more than a numerical calculation.

Good Night, Nurse

 

My friends and I are planning to be nurses. I read it's one of the most popular career choices. Does it have a secure job future?

You're all graduating together, but the real question is whether you all find employment as nurses. A career in nursing has historically been a promising choice, with good salaries and job security.

Rate of Return

Money is a factor in my brother considering a two-year community college. What is the value of a two-year degree?

Over one third of all high schoolers furthering their education choose a community college, so your brother’s decision is echoed in millions of homes.

Master Mercenary

I can barely afford the cost of college. Is a master’s degree worth the investment?

Over 500K students are awarded a master’s degree yearly. Perhaps each one is asking the same question: with college costs mounting, is the extra time and money for a master’s degree worth it?

Call Security

 

Internet crime and security seem to be getting worse. What are big companies doing to stop it?

Almost every time you get online, you're a witness to online threats from hackers and scammers, and new countermeasures employed by software developers. Even after billions of dollars have been invested in cybersecurity, organizations still are challenged to halt online threats.

The Goodbye Girl

I'm leaving for my first year of college and my mom is already suffering from separation anxiety. What can I do to ease her stress? 

Your question is frequently asked, as parents and students often struggle to overcome "empty nest syndrome" when their children head off for their first year. With 2.2M traditional first-time freshmen starting college each year, parental anxiety is an ongoing concern.

Foreign Model

I spent a semester abroad. I'm sure it's much easier for international students to adjust to America. What do they think of studying here?

You ask about international travelers in America with the benefit of having lived abroad. This country has greater wealth, more support systems, more civil rights, a better educational system, etc. Foreign students must have an easy time over here. Here's what they think.

E-Book Worm

Which is better, using a printed text book or digital e-book?

This is a question every college student wonders heading off to school. E-books are inexpensive and convenient on your laptop. Text can be quickly searched and there are plenty of apps for note taking and sharing. But do students actually prefer them over traditional printed versions?

Antisocial Media

When I went to school, we didn't have social media. Now that my daughter is in college, I'm wondering if students were better off before social media.

This is a question asked by many parents of college students. Before there were laptops, WiFi and Facebook, there were pens and spiral notebooks. Social media facilitates idea sharing, discussion and an instantaneous connection to others. But like any communications device, young people use it to create their own unique world.

All Hands on Deck

In the Fall, I'll be in a campus-community partnership to help homeless students. While this is a required course, are these valuable for the community?

Your question about taking part in a campus-community initiative is one that many students are asking, as more and more universities are engaging in these types of programs. The community benefits from these collaborations on several levels.

Ms. Manners

Instead of social media with friends, I'm now pursuing business contacts. The netiquette is clearly different. How can I make the best impression on professional people?

Asking this question shows you're already aware of the new expectations for behavior in the workplace. That is first rule of netiquette, being aware of the person on the other end of the computer.

Mortgage Mania

I don’t think I'm planning too far ahead. After college, is it possible to get a mortgage even with student debt?

I assume you are going to college to be able to afford a home later, so now is a good time to ask this question. You're in debt and you want to know how to get deeper, much deeper, into debt. The federal government is right there to help you with its new mortgage programs.

Dream Car

I want to take my car to college. I think it may be a distraction from studying. Should I bring my car to campus?

Your question has probably been asked by all students at one time or another. One of the best moments for teenagers is getting their license, buying their first car, and enjoying the independence that it offers. Naturally, you're going to want to take it to college, but there are a number of things to consider.

Campus Conflict

I'm having a problem with one of my professors. I don’t agree with any of his comments on my reports and he's not interested in my ideas. I am stuck, what can I do?

Your question about student-teacher conflict resonates with all 20M U.S. college students, who empathize with you. We want to help you get along with your professor, but we appreciate your question is deeper and more complex.

Adult Apprentice

There are many older students, (over 21) on campus. Are they in the same degree program as we are?

On campuses around the country, students like you are beginning to make the same observation. The typical college student is no longer at a 4-year institution, enrolling at 18. Changes in the economy are the real driver for this migration back to the classroom.

Career Comeuppance

The Internet has made entire industries disappear, while creating new ones. How do I make a career choice that is not likely to disappear?

Your question is a relatively new one, because graduates from past decades did not imagine their jobs, or even their skills and training, when become obsolete in the new digital economy.

Mentor Methodology

I'm at a crossroads in my studies, deciding about a research project. Can a mentor help me work this out?

The first cavemen had to be mentored to make fire. So, your question has been relevant throughout mankind’s history. No need to narrow your search to solve one research problem.

Loan Leeway

I'll graduate with loan debt that will take a long time to repay. Is it true that some companies pay off your student loans?

With around 70% of students graduating with tens-of-thousands of dollars in debt, your question has everyone’s attention. Yes, it is true that some companies have been contributing to the repayment of employee’s student debt.

College Connections

I will be job hunting next semester. When should I start contacting companies that do not send recruiters here?

Your insight into the job market should be shared with all our readers. The question should encompass your entire job search. You should be trying to network with all potential employers now.

Sophomore Servitude

I'm not a full-time student so have time to look for a part-time job. What are the best, flexible jobs for students?

The majority of students need to work to supplement their living expenses at college, so your question is relevant for almost everyone. With tuition fees and the cost-of-living rising, a part-time job has become an essential part of college life.

Privacy Pretense

I was a walk-in patient at the student health clinic. My reason for writing is I don't want anyone to know why I was there. Can my parents read my medical file?

Laws regarding data privacy can be a minefield, so this question raises concerns about confidentiality with medical records, especially those held by school health services. Different laws govern specific types of health service providers so privacy rights will vary, along with many loopholes within the rules. We'll try to unravel the mess and check on your level of confidentiality.

Dorm Room Delight

 

Four years in the same campus dorm looks bleak. Are there ways to improve my room without spending a fortune?

Your question is relevant for all students, especially if they'll be living in a dorm for the whole four years. Tuition and living expenses at college are going up every year. It encroaches on the budget for other things, like your home and entertainment. Since you're busy studying, we have researched ideas for you on how to creatively and economically spruce up your place.

To Plumb or Not to Plumb

 

My brother is a successful plumber. He told me to come work with him. By the time I pay off my student loans, I would have been better off becoming a plumber. Is he right?

With the skyrocketing cost of tuition, many students are asking the same question.

Lend a Hand

College is much more stressful than high school. There are my goals, my parents’ expectations, exams and tuition. I read some colleges really help students cope with stress. What do they offer?

When I read your letter, I noticed you did not mention your year in college. This question could be asked by a freshman up to senior. You may learn to accept or manage the stress level, but it will not diminish. It peaks at graduation, when you have to start job hunting and plan to pay off your student loans.

Blindsided

Since my friend at college has some night blindness, I particularly wanted to know about the rules on accessibility. Is there a law covering computers?

We appreciate a question that is for someone other than yourself. While your laptop is easy for you to use, a visually impaired or blind person will need another keyboard that can easily be purchased. However, who is responsible for assuring websites are compliant with the ADA (American with Disabilities Act)?

Get on Board

I want to return to college after being injured at work. If you cannot answer, then please direct me to the information. Can I go to classes and still receive social security disability?

We absolutely want to help with your question. We hope this information guides you, along with others who have family or friends on disability.

I Accuse

I've been to many rowdy campus parties. In the news, there are many horroric tales of sexual assault allegations, some proven false. What happens if you're accused of sexual assault on campus?

Our reflexive response is you should be expelled and go to jail. But you asked about being accused, not convicted. An allegation alone is enough to put the administration, students and parents in a tailspin.

College Culpability

I am writing for myself and my daughter. I need to talk to her about responsibility. What are the legal issues with children at college?

I'm still waiting for this talk from my parents. They just hoped for the best. Whether a conscious decision or not, parents are legal partners with their children. When there's a problem, mom and dad pay for it.

Charity Drive

 

I was a volunteer at home and now college, mostly with remedial reading. How can I get other students involved?

I want to acknowledge your effort, helping local kids learn to read. You also appreciate that one of the roles of a volunteer is encouraging others to join. Community activism has slowly dwindled to one of its lowest points in decades.

Family Fortune

 

My father owns a small, successful business. He wants me to join him after college. Is going to work for daddy a good idea?

This question would not be asked in most homes around the world. A son would follow after his father on the farm or shop, with no other choice. Of course, as a college grad you have many possible career paths.

The Rat Race

 

We all have to make a living after graduation. I want to do something interesting. Is that a tradeoff I have to make?

This question has been asked by every generation going out into the world. Your frame of reference is heavily influenced by your parents’ jobs and income. Do jobs we consider mundane pay more than ones we consider interesting? Drop off the extremes of dog catcher and doctor, and the rest of us are likely to fall somewhere in the middle. Most of the questions we field have direct answers, but this one is more about feelings and emotions. The answer depends on your age and where you are in your career and family life cycle. If you were to save this column and read it every 10 years, your response would undoubtedly change and adapt to your current situation.

Condo Calamity

My friends and I want off-campus housing for this year. Please tell us how to avoid problems with housing and each other.

Every student is confronted by this question. It's timely to address it now, before you return to college. Students and nervous parents are partners in this choice.

Modem Matriculation

I already paid for college this year. Now, I'm hearing more about online study. Should I complete my degree with an online college?

This question should be asked by all students. The choice impacts the entire college experience and outcome. Spending four years and tens-of-thousands of dollars for college is a huge financial decision. This affects your life and probably your parents as well. How do approach this decision?

Manufactured Mistake

I am studying very hard in college. Some in my family think it is a waste of time. Why do they think I am not learning anything?

Your question reflects a difference in life experience, not just viewpoints. Studying at college doesn't always give you skills to enter the workplace, which your family have already earned. This is what concerns your relatives: you may end up with a major, but not be job ready.

Laptop Larceny

I'm savvy about online security, but I almost fell for a new scam. What are the latest online threats I need to know?

Your question concerns every online user. We wanted to answer you, even though others have written about this. The problem is always changing, since scamsters are constantly trying to infiltrate your computer with new threats. Here are the most current scams you may face.

Debt Dodgeball

 

I will be graduating with a lot of student debt. Dare I ask if I can shed my student loans by declaring bankruptcy?

Your question resonates with all students, so we want to tell you what the law allows.

Catch Me If You Can

I am on social media all day. Should I worry my posts may be seen by a potential employer?

 

Students often wonder if a foolish, offensive or accidental post on social media could be considered for a job interview or future promotion. The short answer is yes, it can.

Campus ATM

My parents paid for school, but there is little left over for me. Without letting my grades slip, what are some options to earn extra money?

This is a plea from all students, more than a simple question. Many students work part-time, while attending classes, to help pay for school.

Bashful, Grumpy and Sleepy

I slept much better at home, before coming to college. Please help me, so I am not so grumpy in the morning.

Your question reminds all of us about dorm life. However, there are some real health and well-being issues, that should not be ignored. While no college student will admit missing their parents, there are other reasons causing poor sleep. This is a problem found in all college dorms.